Can You Pay Monthly For An Iphone At Metropcs?

Getting your hands on the latest iPhone can be an expensive endeavor. With price tags starting at $699 for the basic iPhone 14 model and going all the way up to $1,099 for the iPhone 14 Pro Max, the cost is prohibitive for many consumers.

If you’re short on time, here’s a quick answer to your question: Yes, MetroPCS does offer monthly payment plans for iPhones so you don’t have to pay the full price upfront.

In this comprehensive guide, we’ll explore everything you need to know about buying an iPhone through MetroPCS. We’ll cover MetroPCS’s payment plans for iPhones, costs, eligibility requirements, and tips for getting the best deal.

MetroPCS’s Payment Plans for iPhones

Upgrade Program

MetroPCS offers an Upgrade Program that allows customers to pay for their iPhones on a monthly basis. This program is a great option for those who want to get the latest iPhone without paying the full price upfront.

With the Upgrade Program, you can upgrade to a new iPhone every year without any additional cost. This means you can always stay up-to-date with the latest features and technology.

Through the Upgrade Program, you can choose from a range of iPhone models and select a payment plan that suits your budget. The monthly payment will depend on the iPhone model you choose and the length of the payment plan.

MetroPCS offers flexible payment terms, allowing you to spread the cost of the iPhone over a period of time.

With the Upgrade Program, you can enjoy the benefits of owning an iPhone without breaking the bank. It’s a convenient and affordable way to get the iPhone you’ve always wanted.

Installment Plans

Another option available at MetroPCS is their installment plans. These plans allow you to pay for your iPhone in monthly installments, making it easier to manage your expenses. With installment plans, you can choose a specific iPhone model and divide the total cost into equal monthly payments.

MetroPCS offers competitive interest rates on their installment plans, making it a cost-effective option for purchasing an iPhone. The length of the installment plan will depend on the iPhone model and your preferences.

You can choose a shorter-term plan for higher monthly payments or a longer-term plan for lower monthly payments.

By opting for an installment plan, you can enjoy the benefits of owning an iPhone without having to pay the full price upfront. It’s a flexible and affordable way to own the latest iPhone.

For more information on MetroPCS’s payment plans for iPhones, you can visit their official website:

Costs of MetroPCS iPhones

Upfront Costs

When purchasing an iPhone at MetroPCS, there are upfront costs to consider. These costs typically include the price of the iPhone itself, any activation fees, and any applicable taxes. The price of the iPhone will vary depending on the model and storage capacity you choose.

It’s important to note that MetroPCS offers both new and refurbished iPhones, so there may be cost differences between the two options.

For example, the upfront cost of a new iPhone 12 with 64GB of storage might be $699, while a refurbished iPhone 11 with the same storage capacity could be priced at $499. It’s always a good idea to check the MetroPCS website or visit a store to get the most accurate and up-to-date pricing information.

Monthly Payments

MetroPCS offers the option to pay for your iPhone on a monthly basis. This can be a convenient way to spread out the cost of the device over time. The monthly payment amount will depend on the price of the iPhone and the selected financing plan.

MetroPCS offers various financing options, allowing you to choose the plan that best fits your budget.

For example, you might have the option to pay $30 per month for 24 months for a new iPhone 12. Keep in mind that these monthly payments are in addition to your regular phone service plan with MetroPCS.

It’s important to factor in both the monthly payment for the iPhone and the cost of your phone service when budgeting for your device.

Other Fees

In addition to the upfront costs and monthly payments, there may be other fees associated with purchasing an iPhone at MetroPCS. These fees can include things like upgrade fees, device protection plans, and late payment fees.

It’s important to carefully review the terms and conditions of your purchase to understand any additional fees that may apply.

For example, if you choose to purchase a device protection plan for your iPhone, there may be a monthly fee associated with that coverage. This fee can vary depending on the level of protection you choose.

It’s always a good idea to ask questions and clarify any fees or charges before making a purchase.

Eligibility for MetroPCS iPhone Payment Plans

Interested in getting an iPhone but don’t want to pay the full price upfront? MetroPCS offers convenient monthly payment plans for iPhones, allowing you to spread out the cost over time. However, there are certain eligibility criteria you need to meet in order to qualify for these payment plans.

Credit Check

One of the main factors that MetroPCS considers when determining your eligibility for an iPhone payment plan is your credit history. A credit check is typically required to assess your financial responsibility and ability to make regular monthly payments.

While a perfect credit score may not be necessary, a good credit standing can increase your chances of being approved for the payment plan.

It’s important to note that if you have a poor credit history or no credit history at all, you may still have options. MetroPCS offers payment plans for individuals with less-than-perfect credit through their SmartPay program.

This program allows you to make monthly payments towards the cost of your iPhone, even if you have been turned down for other financing options in the past.

Plan Requirements

In addition to the credit check, MetroPCS also has certain plan requirements that you must meet to be eligible for an iPhone payment plan. These requirements may vary depending on the specific plan you choose, but typically include:

  • Being an active MetroPCS customer
  • Having a qualifying monthly service plan
  • Meeting minimum income requirements
  • Providing valid identification

It’s important to carefully review the terms and conditions of the payment plan you are interested in to ensure that you meet all the necessary requirements. Failure to meet these requirements may result in your application being declined or additional fees being imposed.

If you have any questions about your eligibility or the requirements for a MetroPCS iPhone payment plan, it’s always a good idea to reach out to their customer support team. They can provide you with the most up-to-date information and assist you in finding the best option for your needs.

For more information, you can visit the official MetroPCS website at

Tips for Getting the Best iPhone Deal from MetroPCS

Looking to get the latest iPhone without breaking the bank? MetroPCS offers an affordable option with their monthly payment plans. Here are some tips to help you get the best iPhone deal from MetroPCS.

Buy During Promotions

MetroPCS frequently runs promotions where you can get great deals on iPhones. Keep an eye out for their special offers, such as discounted prices or free accessories. These promotions can help you save a significant amount of money on your iPhone purchase.

Make sure to check their website or visit a MetroPCS store to stay updated on their current promotions.

Trade In Your Old Device

If you have an old iPhone or any other smartphone lying around, consider trading it in when you purchase a new iPhone from MetroPCS. They often offer trade-in deals that can reduce the cost of your new device.

By trading in your old phone, you not only save money but also contribute to recycling and reducing electronic waste.

Get Extra Perks with Family Plans

If you’re planning to get an iPhone for yourself and your family members, consider signing up for a family plan with MetroPCS. Family plans not only offer cost savings but also come with additional perks. With a family plan, you can get discounts on multiple lines and share data among all members.

This is a great option if you have multiple people in your household who need iPhones.

To find out more about MetroPCS and their iPhone deals, you can visit their official website at Remember to always compare prices and deals from different providers to ensure you’re getting the best possible iPhone deal for your needs.


MetroPCS makes it possible to pay for your iPhone in affordable monthly installments instead of having to pay the full price upfront. By understanding MetroPCS’s payment plans, costs, eligibility requirements, and best deal tips, you can get your hands on the latest iPhone even if you’re on a budget.

Just remember to read all the fine print so you know exactly what you’re signing up for. With the right plan and a little patience saving up, you can have the iPhone you want without breaking the bank.

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