With cobranded airline credit cards like those from Delta, the benefits can be extensive, but also complex to parse through. If you want the full lowdown on maximizing Delta Airlines credit card perks, you’ve come to the right place.
If you’re short on time, here’s a quick answer to your question: Delta Airlines credit cards offer perks like free checked bags, priority boarding, companion tickets, Sky Club access, and Delta SkyMiles bonuses, but the benefits vary significantly across Delta’s four consumer cards.
Delta’s Credit Card Lineup
Delta Airlines offers a range of credit cards that provide numerous benefits to its cardholders. Whether you are a frequent flyer or someone who enjoys occasional trips, Delta’s credit cards can enhance your travel experience and help you earn valuable rewards.
Let’s take a closer look at the different options available:
The Delta SkyMiles® Blue American Express Card
The Delta SkyMiles Blue American Express Card is a great entry-level option for those who want to start earning SkyMiles. With this card, you can earn 2X miles for every dollar spent on eligible Delta purchases and 1X mile for every dollar spent on other eligible purchases.
Additionally, you’ll enjoy benefits such as no foreign transaction fees and access to exclusive Delta events. This card is a fantastic choice for those who are new to the world of Delta credit cards.
The Delta SkyMiles® Gold American Express Card
If you’re a frequent Delta flyer, the Delta SkyMiles Gold American Express Card could be the perfect fit for you. With this card, you can earn 2X miles on eligible Delta purchases, at restaurants worldwide, and at U.S. supermarkets.
You’ll also receive a $100 Delta Flight Credit after you spend $10,000 in purchases on your card in a calendar year. Additionally, you’ll enjoy priority boarding and your first checked bag is free on Delta flights.
This card is an excellent choice for those who want to maximize their Delta rewards and enjoy added travel perks.
The Delta SkyMiles® Platinum American Express Card
The Delta SkyMiles Platinum American Express Card is designed for those who want even more travel benefits. With this card, you can earn 3X miles on eligible Delta purchases and at hotels, 2X miles at restaurants worldwide and at U.S. supermarkets, and 1X mile for every dollar spent on other eligible purchases.
You’ll also receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your card. Additional perks include priority boarding, your first checked bag free, and access to Delta Sky Club lounges when flying Delta.
This card is ideal for frequent travelers who want to enjoy elevated benefits and rewards.
The Delta SkyMiles® Reserve American Express Card
For those who want the ultimate Delta experience, the Delta SkyMiles Reserve American Express Card is the way to go. With this card, you can earn 3X miles on eligible Delta purchases and 1X mile for every dollar spent on other eligible purchases.
You’ll also receive a Domestic First Class, Delta Comfort+ or Main Cabin round-trip companion certificate each year upon renewal of your card. Additional benefits include access to Delta Sky Club lounges, complimentary access to The Centurion Lounge when flying Delta, and a statement credit for Global Entry or TSA PreCheck application fee.
This card is perfect for frequent flyers who want to enjoy luxurious travel perks and exclusive benefits.
Common Delta Credit Card Benefits
Earning Delta SkyMiles
One of the primary benefits of owning a Delta Airlines credit card is the ability to earn Delta SkyMiles. With every purchase made using the card, cardholders can accumulate miles that can be later redeemed for flights, upgrades, and other travel perks.
The more you use your Delta credit card, the more SkyMiles you can earn, allowing you to save on future travel expenses.
Redeeming miles for flights
Once you have accumulated a sufficient number of SkyMiles, you can easily redeem them for flights. This allows you to enjoy the convenience of booking your next trip using the miles you have earned. Whether it’s a domestic flight or an international adventure, Delta Airlines offers a wide range of flight options that can be redeemed using your SkyMiles.
This provides a fantastic opportunity to save money on airfare and explore new destinations without breaking the bank.
Baggage fee waivers
Another valuable benefit of having a Delta Airlines credit card is the baggage fee waiver. When you use your Delta credit card to purchase your flight, you may be eligible for a waiver of checked baggage fees.
This can save you a significant amount of money, especially if you frequently travel with multiple bags or oversized items. The baggage fee waiver is a perk that can make your travel experience more convenient and affordable.
Cardholders of Delta Airlines credit cards often enjoy the benefit of priority boarding. This allows you to board the plane earlier than other passengers, giving you the opportunity to secure overhead bin space for your carry-on luggage and settle into your seat comfortably.
Priority boarding not only saves you from the hassle of finding storage space but also ensures a stress-free start to your journey.
No foreign transaction fees
When traveling abroad, using a Delta Airlines credit card can be highly advantageous due to the absence of foreign transaction fees. Many credit cards charge fees for purchases made in foreign currencies, which can add up quickly.
However, with a Delta credit card, you can make purchases internationally without worrying about these additional charges. This feature makes your international travel experience more convenient and cost-effective.
Delta Credit Card Perks by Tier
Delta SkyMiles® Blue Card benefits
The Delta SkyMiles® Blue Card offers a range of benefits that make traveling with Delta Airlines even more rewarding. Cardholders enjoy priority boarding, allowing them to settle into their seats and start their journey stress-free.
Additionally, they have access to a dedicated customer service line, ensuring that any queries or concerns are promptly addressed. With this card, members also earn 2 miles for every dollar spent on eligible Delta purchases and 1 mile for every dollar spent on other eligible purchases.
These perks are just the beginning of the many benefits that Delta SkyMiles® Blue Cardholders receive.
Delta SkyMiles® Gold Card additional benefits
Delta SkyMiles® Gold Cardholders enjoy all the benefits of the Blue Card, plus additional perks that enhance their travel experience. One notable benefit is the ability to check their first bag for free on Delta flights, saving them money on baggage fees.
Gold Cardholders are also eligible for discounted Delta Sky Club access, providing a comfortable and relaxing space to unwind before or between flights. Additionally, they earn 2 miles for every dollar spent on purchases made directly with Delta and at restaurants worldwide.
These extra benefits make the Gold Card an excellent choice for frequent Delta travelers.
Delta SkyMiles® Platinum Card additional benefits
For those seeking even more exclusive perks, the Delta SkyMiles® Platinum Card is the way to go. In addition to the benefits offered by the Blue and Gold Cards, Platinum Cardholders receive an annual companion certificate, allowing them to bring a companion along on a Delta flight for a reduced fee.
They also earn 3 miles for every dollar spent on Delta purchases and at hotels worldwide. Another impressive benefit is the ability to earn 10,000 Medallion® Qualification Miles (MQMs) after spending $25,000 on purchases in a calendar year, getting cardholders closer to elite status.
These additional benefits make the Platinum Card a great choice for those who value luxury and extra rewards.
Delta SkyMiles® Reserve Card additional benefits
The Delta SkyMiles® Reserve Card offers the highest level of benefits for Delta Airlines customers. In addition to the perks provided by the Blue, Gold, and Platinum Cards, Reserve Cardholders receive complimentary access to Delta Sky Clubs and the Centurion Lounge when flying Delta.
They also enjoy a free checked bag on Delta flights for themselves and up to eight companions, making group travel even more convenient. Reserve Cardholders earn 3 miles for every dollar spent on Delta purchases and 1.5 miles for every dollar spent on other eligible purchases.
The Reserve Card is the ultimate choice for frequent travelers who desire a premium travel experience.
Maximizing Your Delta Credit Card Benefits
If you’re a frequent traveler with Delta Airlines, having a Delta credit card can unlock a whole range of benefits that can enhance your travel experience. From bonus spending rewards to statement credits, there are several ways to make the most of your Delta credit card.
Here are some strategies to help you maximize your Delta credit card benefits.
Strategically hit bonus spending requirements
When you sign up for a Delta credit card, you’ll often have the opportunity to earn a substantial bonus in miles or rewards points. However, to earn that bonus, you’ll typically need to meet a minimum spending requirement within a certain time frame.
To maximize your benefits, consider strategically planning your purchases to reach that spending threshold. This could involve using your Delta credit card for everyday expenses like groceries or gas, or making larger purchases that you were planning to make anyway.
Take advantage of statement credits
One of the great benefits of Delta credit cards is the opportunity to earn statement credits. These credits can be used to offset the cost of eligible purchases, such as Delta flights or in-flight purchases.
To make the most of this benefit, be sure to carefully review the terms and conditions of your credit card and take note of any eligible purchases that can earn you statement credits. By using your Delta credit card for these purchases, you can effectively reduce your out-of-pocket expenses and make your travel more affordable.
Use miles efficiently for upgrades
Delta credit cards often come with the ability to earn miles that can be redeemed for flight upgrades. This means that you can enjoy the comfort and amenities of premium cabins without having to pay the full price.
To make the most of this benefit, keep an eye on your mileage balance and look for opportunities to upgrade your flights. Whether it’s a long-haul international flight or a shorter domestic trip, using your miles strategically for upgrades can greatly enhance your travel experience.
Leverage extra perks like companion tickets
Some Delta credit cards offer additional perks, such as companion tickets or discounted companion fares. These benefits allow you to bring a travel companion along for a reduced price or even for free. If your credit card offers this perk, be sure to take advantage of it when planning your travels.
It’s a great way to share the joy of travel with a loved one while enjoying significant savings.
WhileDelta credit cards span a wide range of annual fees and benefits, all offer the ability to earn miles on Delta purchases and redeem those miles for Delta flights. Both frequent Delta flyers and occasional Delta travelers can find solid value from Delta credit cards if they strategically use key benefits like free checked bags and annual companion tickets.