Does Steak ‘N Shake Take Apple Pay In 2022?

In today’s world of cashless payments, more and more restaurants are accepting methods like Apple Pay to allow for quick and convenient transactions. If you’re wondering whether the classic burger joint Steak ‘n Shake accepts Apple Pay, read on for the full scoop.

If you’re short on time, here’s a quick answer: Yes, most Steak ‘n Shake locations accept Apple Pay as a payment method.

An Overview of Steak ‘n Shake

Steak ‘n Shake is a classic American diner chain that has been serving up delicious meals since its founding in 1934. With its iconic retro design and menu full of mouthwatering options, it has become a favorite spot for families, friends, and burger enthusiasts alike.

Whether you’re in the mood for a juicy steakburger, crispy fries, or a creamy milkshake, Steak ‘n Shake has something to satisfy every craving.

A Classic American Diner Chain

Steak ‘n Shake is known for its commitment to quality and affordability. They pride themselves on using only the finest ingredients, such as 100% pure beef, fresh produce, and real milk in their milkshakes.

Their dedication to serving high-quality food has earned them a loyal following over the years. With a menu that features a variety of options, including burgers, sandwiches, salads, and breakfast items, there’s something for everyone at Steak ‘n Shake.

Menu Offerings

One of the standout features of Steak ‘n Shake is its diverse menu offerings. From their famous Steakburgers, which are made with a blend of sirloin and T-bone steak, to their hand-dipped milkshakes in a variety of flavors, there’s no shortage of delicious options to choose from.

They also offer a selection of sides, such as fries, onion rings, and chili, to complement your meal. And for those looking for lighter fare, Steak ‘n Shake has a range of salads and healthier options available as well.

Locations Across the U.S.

Steak ‘n Shake has a strong presence across the United States, with locations in over 25 states. Whether you’re on a road trip, exploring a new city, or simply looking for a tasty meal, you’re likely to find a Steak ‘n Shake nearby.

Their restaurants are known for their friendly service and welcoming atmosphere, making it the perfect place to grab a bite to eat with friends or family.

Does Steak ‘n Shake Take Apple Pay?

If you’re a fan of Steak ‘n Shake and love the convenience of using Apple Pay, you might be wondering if this popular restaurant chain accepts Apple Pay as a payment option. The answer is, it depends.

Apple Pay Acceptance Varies By Location

While some Steak ‘n Shake locations do accept Apple Pay, it’s important to note that not all of them do. The acceptance of Apple Pay as a payment method can vary from one restaurant to another. This is due to a variety of factors, including technological capabilities, individual franchise policies, and regional preferences.

If you’re planning to use Apple Pay at a Steak ‘n Shake, it’s a good idea to check ahead and see if the specific location you’re visiting accepts this payment method. This can be done by calling the restaurant directly or checking their website for payment information.

Newer Locations More Likely to Accept

Generally, newer Steak ‘n Shake locations are more likely to accept Apple Pay. As technology advances and becomes more widely adopted, newer restaurants often have the infrastructure in place to accept mobile payment methods like Apple Pay.

So if you’re visiting a recently opened Steak ‘n Shake, there’s a higher chance that they will accept Apple Pay.

However, it’s still important to keep in mind that this may not be the case for all newer locations. Franchisees have some discretion in deciding which payment methods they accept, so it’s always a good idea to double-check before assuming that Apple Pay is accepted.

Check With Your Local Restaurant

If you’re eager to use Apple Pay at a Steak ‘n Shake, the best course of action is to check with your local restaurant directly. They will have the most up-to-date information on their accepted payment methods, including whether or not they accept Apple Pay.

You can easily find the contact information for your nearest Steak ‘n Shake location by visiting their official website. By calling ahead or checking their website, you can save yourself the disappointment of arriving at the restaurant only to find out that they do not accept Apple Pay.

Remember, while Apple Pay is a convenient and secure payment option, it’s not universally accepted at all businesses. Checking ahead and confirming whether or not a specific Steak ‘n Shake location accepts Apple Pay can help ensure a smooth and hassle-free dining experience.

How to Pay With Apple Pay at Steak ‘n Shake

Apple Pay has revolutionized the way we make payments, offering a convenient and secure method for transactions. If you’re wondering whether Steak ‘n Shake accepts Apple Pay in 2022, you’ll be pleased to know that they do! Here’s a step-by-step guide on how to use Apple Pay at Steak ‘n Shake:

Set Up Apple Pay on Your iPhone

Before you can use Apple Pay at Steak ‘n Shake, you need to ensure that it is set up on your iPhone. Here’s how:

  1. Open the Wallet app on your iPhone.
  2. Tap the “+” button to add a new card.
  3. Follow the prompts to add your credit or debit card to Apple Pay.
  4. Verify your card by either receiving a verification code via SMS or through your bank’s app.

Once you have successfully set up Apple Pay on your iPhone, you’re now ready to use it at Steak ‘n Shake!

Hold Phone Near Terminal When Checking Out

When you’re ready to make a payment at Steak ‘n Shake, simply follow these steps:

  1. Open the Wallet app on your iPhone.
  2. Choose the card you want to use for the transaction.
  3. Hold your iPhone near the contactless payment terminal.

Remember to hold your iPhone close enough to the terminal so that it can detect the NFC (Near Field Communication) signal. The terminal will typically have a symbol indicating contactless payments. Once the payment is successful, you’ll receive a confirmation on your iPhone.

Verify With Touch ID or Face ID

For added security, Apple Pay requires authentication before completing a transaction. Here’s how to verify your payment:

  1. If your iPhone has Touch ID, place your finger on the home button to verify your fingerprint.
  2. If your iPhone has Face ID, look at the screen to verify your face.

Once the verification is complete, the transaction will be processed, and you’ll be good to go! Enjoy your meal at Steak ‘n Shake knowing that your payment was seamless and secure.

The Benefits of Using Apple Pay at Steak ‘n Shake

Apple Pay has become a popular payment method in recent years, offering a convenient and secure way to make purchases. If you’re wondering whether Steak ‘n Shake accepts Apple Pay in 2022, you’ll be pleased to know that they do. Here are some of the benefits of using Apple Pay at Steak ‘n Shake:

Fast and Convenient Checkout

Using Apple Pay at Steak ‘n Shake allows for a fast and seamless checkout experience. Instead of fumbling for cash or digging through your wallet for a credit card, all you need to do is hold your iPhone or Apple Watch near the payment terminal and authenticate with Face ID, Touch ID, or your passcode.

It’s a quick and hassle-free way to pay, allowing you to get your delicious meal even faster.

Secure Encrypted Transactions

Security is a top priority when it comes to making payments, and Apple Pay excels in this area. When you use Apple Pay at Steak ‘n Shake, your card details are never shared with the merchant. Instead, a unique Device Account Number is assigned, encrypted, and securely stored on your device’s Secure Element.

This means that even if a data breach were to occur, your payment information would remain safe. Additionally, Apple Pay uses biometric authentication, adding an extra layer of security to your transactions.

Earn Rewards Through Your Credit Card

Using Apple Pay at Steak ‘n Shake can also help you earn rewards through your credit card. Many credit card issuers offer cashback, points, or airline miles for using their card with Apple Pay. By linking your credit card to Apple Pay and using it at Steak ‘n Shake, you can take advantage of these rewards and earn benefits while enjoying a delicious meal.

Be sure to check with your credit card issuer for any specific rewards programs they may offer for Apple Pay transactions.

Other Mobile Payment Options at Steak ‘n Shake

While Apple Pay is not currently accepted at Steak ‘n Shake, there are several other mobile payment options that you can use to pay for your delicious meal. Let’s take a look at some of these alternatives:

Google Pay

Google Pay is a mobile payment platform that allows you to make payments using your Android device. It is a contactless payment system that securely stores your credit or debit card information, allowing you to make quick and easy payments at participating restaurants like Steak ‘n Shake.

Simply download the Google Pay app, add your card details, and you’re ready to go. With Google Pay, you can enjoy the convenience of paying for your meal without having to dig through your wallet or purse.

Samsung Pay

If you’re a Samsung user, you can take advantage of Samsung Pay to make payments at Steak ‘n Shake. Samsung Pay is compatible with a wide range of Samsung devices, including smartphones and smartwatches.

It works by securely storing your payment information and using Near Field Communication (NFC) or Magnetic Secure Transmission (MST) technology to transmit your payment details to the payment terminal.

With Samsung Pay, you can enjoy a seamless and secure payment experience at your favorite restaurant.

Steak ‘n Shake App

Another option to consider is the Steak ‘n Shake app. While it may not be a mobile payment platform in the traditional sense, the app offers various features that can enhance your dining experience. With the Steak ‘n Shake app, you can browse the menu, customize your order, and even place your order ahead of time for pick-up or delivery.

Additionally, the app often provides exclusive discounts and promotions that you can take advantage of. While you may still need to pay using traditional methods, such as cash or card, the app can make the ordering process more convenient and enjoyable.

So, while Apple Pay may not be an option at Steak ‘n Shake, there are still plenty of other mobile payment options available. Whether you prefer Google Pay, Samsung Pay, or the convenience of the Steak ‘n Shake app, you can easily pay for your meal with just a few taps on your smartphone.

Embrace the ease and simplicity of mobile payments and enjoy a stress-free dining experience at Steak ‘n Shake.


In summary, many Steak ‘n Shake locations do accept Apple Pay as a payment method, especially newer locations. Before visiting, check online or call your nearest Steak ‘n Shake to confirm Apple Pay acceptance. Using Apple Pay allows for speedy and secure checkout.

Other mobile payment options like Google Pay are also available at most locations. Whichever payment method you choose, enjoy your juicy burgers and hand-dipped milkshakes!

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