How Much Does American Home Shield Pay For Ac Replacement?

During the hot summer months, a broken air conditioner can make life miserable. If you have an American Home Shield (AHS) home warranty plan, you may be wondering how much it will pay for a new AC unit or repairs.

An AHS warranty can provide valuable protection against expensive HVAC repairs and replacement, but there are limitations.

If your AHS warranty covers your air conditioner, they will generally pay up to $1,500 towards the replacement cost. However, the exact amount depends on your specific policy terms, AC unit age and other factors outlined below.

What Does an AHS Warranty Cover for AC Units?

When it comes to protecting your home appliances, an American Home Shield (AHS) warranty can provide peace of mind. If you’re wondering what an AHS warranty covers for AC units, you’ve come to the right place. Let’s take a closer look at the coverage options available.

Basic Coverage

An AHS warranty typically covers the repair or replacement of your AC unit if it fails due to normal wear and tear. This includes components such as the compressor, condenser, evaporator coil, and fan motors.

With an AHS warranty, you can rest easy knowing that you won’t have to bear the full cost of AC repairs or replacements.

However, it’s important to note that coverage may vary depending on the specific plan you choose. Some plans may offer more comprehensive coverage, including additional components or services. It’s always a good idea to carefully review the terms and conditions of your warranty to understand exactly what is covered.

Additional Options

In addition to the basic coverage, AHS offers a range of optional add-ons that can enhance your warranty protection for your AC unit. These options may include coverage for items such as the air ducts, thermostats, and even refrigerant recharge.

By opting for these additional coverage options, you can further safeguard your AC unit against unexpected breakdowns.

Keep in mind that these additional options may come at an extra cost. However, the peace of mind they provide can be well worth the investment. Consider your unique needs and the age of your AC unit when deciding whether to add these options to your warranty.

Age Limits and Other Exclusions

It’s important to be aware that AHS warranties may have age limits for AC units. This means that if your unit is beyond a certain age, it may not be eligible for coverage. Age limits can vary depending on the plan and the specific terms of your warranty.

In addition to age limits, there may be other exclusions and limitations to coverage. For example, if your AC unit has been improperly maintained or has pre-existing conditions, it may not be covered by the warranty.

It’s crucial to thoroughly review the terms and conditions of your warranty to understand any limitations or exclusions.

For more detailed information about what an AHS warranty covers for AC units, you can visit the official AHS website at There, you can explore the different warranty options available and find the coverage that best suits your needs.

How Much Will AHS Pay for AC Replacement?

If you’re a homeowner and your air conditioning system breaks down, you may be wondering how much American Home Shield (AHS) will pay for the replacement. AHS is known for providing home warranty plans that cover various appliances and systems, including air conditioning units.

Let’s take a closer look at how much AHS typically pays for AC replacement.

Up to $1,500 for Replacement

AHS offers coverage for AC replacement, and the amount they will pay depends on the terms of your specific home warranty plan. In general, AHS typically covers up to $1,500 for the replacement of an air conditioning unit.

This can help alleviate some of the financial burden associated with replacing a broken or outdated AC system.

Differences Based on Plan Level

It’s important to note that the amount AHS pays for AC replacement may vary depending on the level of coverage you have. AHS offers different plan levels, each with its own set of benefits and coverage limits.

Higher-tier plans may provide more extensive coverage and a higher reimbursement amount for AC replacement. It’s a good idea to review your specific plan details to understand the exact coverage you have for AC replacement.

Getting Reimbursed for AC Replacement

If your AC system needs to be replaced and you have coverage through AHS, the process for getting reimbursed typically involves a few steps. First, you’ll need to contact AHS and file a claim. A technician will then be dispatched to assess the situation and determine if the AC unit needs to be replaced.

If it does, AHS will work with you to select a qualified contractor to perform the replacement. Once the replacement is complete and the contractor’s invoice is submitted, AHS will review the claim and reimburse you for the covered amount, up to the specified limit.

It’s important to keep in mind that the reimbursement process may vary depending on the specific circumstances and terms of your plan. It’s recommended to familiarize yourself with your plan details and contact AHS directly for any specific questions or concerns regarding AC replacement coverage.

Tips for Getting the Most from an AHS AC Warranty

Having an American Home Shield (AHS) AC warranty can provide peace of mind when it comes to unexpected AC repairs or replacements. To make the most of your warranty and ensure a smooth experience, here are some valuable tips:

Maintain Your AC Unit

Regular maintenance is key to keeping your AC unit running smoothly. By performing simple tasks such as cleaning or replacing filters, clearing debris from the outdoor unit, and scheduling annual professional inspections, you can prevent many common AC issues.

Taking care of your AC unit not only helps it perform better but also increases its lifespan, reducing the need for major repairs or replacements.

For more detailed maintenance tips, websites like provide comprehensive guides on how to keep your AC unit in top shape.

Add Coverage Options

While the basic AHS AC warranty covers certain repairs and replacements, you can enhance your coverage by adding optional coverage options. These could include coverage for refrigerant, ductwork, or even extended labor warranties.

Adding these additional coverage options can provide added protection and save you money on potential expenses that may not be covered by the basic warranty.

When considering additional coverage, it’s important to understand the terms and conditions of each option. AHS’s website,, provides detailed information on the available coverage options.

Work with AHS Network Contractors

When it comes to AC repairs or replacements covered by your AHS warranty, it’s recommended to work with contractors in AHS’s network. These contractors have been vetted by AHS and are experienced in handling warranty claims.

Not only does this ensure that the work is done by professionals, but it also simplifies the process of filing a claim and getting the necessary approvals.

AHS’s website provides a list of network contractors in your area, making it easy to find a trusted professional to handle your AC repairs.

By following these tips, you can get the most out of your AHS AC warranty and have a hassle-free experience when it comes to AC repairs or replacements.

Alternatives to AHS for AC Coverage

While American Home Shield (AHS) is a popular choice for home warranty plans that cover AC replacement, there are other alternatives available for homeowners to consider. These alternatives provide different coverage options and may be more suitable for specific needs and preferences.

Manufacturer Warranties

One alternative to AHS for AC coverage is to rely on the manufacturer warranties provided by the AC unit’s manufacturer. Most AC units come with a warranty that covers parts and labor for a certain period of time, typically ranging from one to ten years.

It is important to note that these warranties usually only cover manufacturing defects and may not include coverage for regular wear and tear or other common AC issues. Homeowners should carefully review the terms and conditions of the manufacturer warranty before relying solely on this option.

Homeowners Insurance

Another alternative is to check if AC replacement or repair is covered under homeowners insurance policies. While homeowners insurance primarily covers damage caused by certain perils such as fire or storms, some policies may offer coverage for AC replacement or repair due to specific circumstances, such as damage caused by lightning strikes or power surges.

Homeowners should review their insurance policy or consult with their insurance provider to determine if AC coverage is included or can be added as a separate endorsement.

Separate AC Service Plans

Homeowners can also consider purchasing separate AC service plans from reputable AC service providers. These plans are specifically designed to cover AC repair and replacement costs. They typically offer comprehensive coverage for various AC issues, including mechanical failures, electrical problems, and refrigerant leaks.

Some service plans may also include regular maintenance services to ensure optimal AC performance. It is important for homeowners to compare different service plans, consider the coverage limits, deductibles, and terms and conditions before making a decision.

It is worth noting that the cost of AC replacement or repair can vary depending on factors such as the size and type of the AC unit, the extent of the damage, and the region where the homeowner resides.

Therefore, it is recommended for homeowners to obtain multiple quotes and evaluate the cost-effectiveness of different AC coverage options before making a final decision.

The Bottom Line

When it comes to AC replacement costs, American Home Shield (AHS) can help offset some of the expenses. However, it is important to read your policy carefully and understand the terms and conditions to avoid any surprises.

Additionally, you should weigh the cost of the AHS coverage against the benefits it provides.

AHS Can Offset Some AC Replacement Costs

American Home Shield offers home warranty plans that can cover the cost of replacing your AC unit. Depending on your specific plan and coverage, AHS may contribute towards the cost of a new AC unit, reducing the financial burden on homeowners.

It’s important to note that AHS typically covers the replacement of AC units that have stopped working due to normal wear and tear. If your AC unit fails due to neglect or improper maintenance, it may not be covered by the warranty.

According to AHS, the average cost of an AC replacement is around $5,000. With an AHS home warranty plan, you may be able to save a significant amount of money on this expense.

Read Your Policy Carefully

Before relying on AHS to cover the cost of AC replacement, it is crucial to thoroughly read and understand your policy. Every plan has different coverage limits, exclusions, and deductibles. Familiarize yourself with these details to ensure you know what expenses will be covered and what you will be responsible for.

It is also worth noting that AHS may only cover the cost of replacing your AC unit with a similar or comparable model. If you want to upgrade to a more advanced or energy-efficient unit, you may need to pay the difference out of pocket.

Weigh the Cost vs. Benefits

While AHS can help offset some of the AC replacement costs, it is essential to consider the overall cost of the warranty coverage against the benefits it provides. Home warranty plans often come with an annual fee, which varies depending on the plan and coverage level you choose.

Consider factors such as the age of your AC unit, the likelihood of it needing replacement, and your personal budget when deciding whether to invest in an AHS home warranty. If you have an older AC unit that is prone to breakdowns, the warranty may provide peace of mind and potential cost savings.

However, if your AC unit is relatively new or you have the financial means to cover potential repairs or replacements, it may be more cost-effective to forgo the warranty coverage.

Ultimately, the decision to invest in an AHS home warranty for AC replacement coverage should be based on your specific circumstances and needs. Take the time to assess the costs and benefits before making a final decision.


While AHS won’t fully cover the cost of replacing your air conditioner, their warranty plans can help offset expensive HVAC repairs or replacement. Understanding what your specific AHS policy does and doesn’t cover for your AC is key.

Compare plans and pricing to determine if an AHS home warranty makes sense for protecting your budget from unexpected, costly air conditioner breakdowns during hot weather.

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