How Much Does The Cayo Perico Heist Pay In Gta Online?

The Cayo Perico heist is one of the most profitable heists added to GTA Online. As a solo player, the payout you can earn makes it one of the best money making methods in the game.

If you’re short on time, here’s a quick answer to your question: The maximum solo payout for the Cayo Perico heist is around $1.9 million if you get the elite challenge completed and collect the max secondary targets.

In this comprehensive guide, we’ll cover everything you need to know about how much money you can make from the Cayo Perico heist, including factors that affect your take such as primary target, secondary loot, approach method, and more.

Primary Target Payouts

One of the main attractions of the Cayo Perico Heist in GTA Online is the potential for big payouts. The heist offers several primary targets that players can choose from, each with its own payout. These primary targets are:

Madrazo Files – $250,000

The Madrazo Files are highly sought after in the criminal underworld, and obtaining them during the Cayo Perico Heist can earn players a hefty payout of $250,000. These files contain sensitive information that can be used for blackmail or sold to the highest bidder.

Bearer Bonds – $150,000

Bearer Bonds are another valuable primary target that players can go after during the heist. These bonds are essentially untraceable and can be redeemed for a significant amount of money. Successfully retrieving the Bearer Bonds can earn players a payout of $150,000.

Ruby Necklace – $150,000

The Ruby Necklace is a valuable piece of jewelry that is worth a substantial amount of money. It has been stolen and hidden on Cayo Perico, and players have the opportunity to find and steal it during the heist. The Ruby Necklace is valued at $150,000.

Diamond – $150,000

Lastly, there is the Diamond, which is another high-value item that players can target during the Cayo Perico Heist. This rare and precious gem is worth a staggering $150,000. Finding and stealing the Diamond can be a lucrative endeavor for players.

It is important to note that these payouts are for the primary targets alone and do not include any additional loot or secondary objectives that players may complete during the heist. The total payout can vary depending on the player’s approach and success in obtaining all available loot.

For more information on the Cayo Perico Heist and its payouts, you can visit the official GTA Online website:

Secondary Loot Payouts

When it comes to the Cayo Perico Heist in GTA Online, the primary objective is, of course, to steal the main target: El Rubio’s massive pile of Madrazo files. However, there are also secondary loot options available that can significantly boost your overall payout.

Let’s take a closer look at these secondary loot payouts:


If you come across stacks of cash during the heist, don’t hesitate to grab them! Cash is a valuable secondary loot option that can add a substantial amount to your final payout. While the exact amount may vary depending on the loot rarity and the number of players involved, expect to earn a decent sum of money by securing the cash.


Another secondary loot option in the Cayo Perico Heist is cocaine. This illicit substance can fetch a high price on the black market, making it a lucrative choice for your heist. Just remember to handle it with care and make sure it reaches your submarine intact.

The exact value of the cocaine you obtain will depend on various factors, but it can contribute significantly to your overall payout.


Gold has always been a symbol of wealth and prosperity, and it holds true in the world of GTA Online as well. If you stumble upon gold during the Cayo Perico Heist, consider yourself lucky. Gold is one of the most valuable secondary loot options, offering a substantial payout.

Be sure to secure it properly and watch your profits soar.


While not as valuable as cash or gold, paintings can still contribute to your overall payout in the Cayo Perico Heist. Some paintings may be worth more than others, so keep an eye out for any high-value artwork that you can add to your loot.

Every little bit counts when it comes to maximizing your earnings from the heist.


Lastly, we have weed as a secondary loot option in the Cayo Perico Heist. While not as lucrative as cash or gold, it can still add some extra cash to your pockets. If you come across any marijuana plants or products during the heist, consider taking them with you.

Remember, even the smallest contributions can make a difference in your final payout.

Approach Method Payout Differences

When it comes to the Cayo Perico Heist in GTA Online, players have the option to choose between two different approaches: the Aggressive Approach and the Stealth Approach. Each approach offers its own unique challenges and rewards, so it’s important to understand the differences before diving into the heist.

Aggressive Approach

The Aggressive Approach is all about going in guns blazing and taking down anyone who gets in your way. This approach is perfect for players who prefer a more action-packed experience. As the name suggests, the Aggressive Approach involves a lot of combat and can be quite chaotic.

While the Aggressive Approach may be more intense, it does offer a higher payout compared to the Stealth Approach. Players can expect to earn a base payout of $150,000 for successfully completing the heist using this method.

However, it’s important to note that additional factors such as the number of players involved and the amount of loot collected can also impact the final payout.

Stealth Approach

The Stealth Approach, on the other hand, requires a more strategic and stealthy approach. Players will need to carefully navigate through the island, avoiding detection and silently eliminating any threats along the way.

This approach is perfect for players who enjoy a more methodical and calculated gameplay style.

While the Stealth Approach may require more patience and precision, it offers the same base payout of $150,000 as the Aggressive Approach. However, the Stealth Approach also has the potential for additional bonuses and rewards if players manage to complete certain objectives or challenges.

Which is Better?

Ultimately, the choice between the Aggressive Approach and the Stealth Approach comes down to personal preference. Some players may enjoy the thrill of a high-intensity firefight, while others may prefer the challenge of sneaking past enemies undetected.

It’s important to consider your playstyle, as well as the capabilities of your character and crew, when deciding which approach to take. Communication and coordination with your team are key to a successful heist, regardless of the approach chosen.

For more information on the Cayo Perico Heist and GTA Online, you can visit the official Rockstar Games website:

Other Factors Affecting Payout

While the payout for the Cayo Perico Heist in GTA Online is primarily determined by the value of the loot you secure, there are other factors that can influence the final amount you receive. These factors include:


The difficulty level you choose to undertake the heist can impact the payout you receive. Generally, the harder the difficulty, the greater the potential payout. However, it’s important to note that taking on a higher difficulty level also means facing tougher enemies and more challenging gameplay.

So, it’s essential to weigh the risks and rewards before deciding on the difficulty level for the Cayo Perico Heist.

Elite Challenge

If you complete the Cayo Perico Heist within a specific time limit, you may be eligible for an additional bonus known as the Elite Challenge. This bonus payout requires efficient planning, excellent teamwork, and quick execution.

Meeting the requirements for the Elite Challenge can significantly increase your overall earnings from the heist.

Hard Mode

Choosing to play the Cayo Perico Heist in Hard Mode can provide an extra boost to your payout. In Hard Mode, enemies are more aggressive, and the overall difficulty is ramped up. However, the increased challenge is accompanied by increased rewards.

So, if you’re up for a greater challenge and looking to maximize your earnings, Hard Mode is worth considering.

Playing Solo vs Team

The choice between playing the Cayo Perico Heist solo or with a team can also impact your payout. While playing solo allows you to have complete control over the operation, it may limit your ability to access certain areas or complete certain objectives efficiently.

On the other hand, collaborating with a skilled team can streamline the heist and potentially increase the overall payout. It’s essential to find the right balance between personal control and teamwork to optimize your earnings.

Considering these factors and making strategic decisions can help you maximize your payout from the Cayo Perico Heist in GTA Online. Remember, it’s not just about the amount of loot you secure, but also the choices you make along the way that can influence your overall earnings.


As you can see, there are many factors that determine your final payout from the Cayo Perico heist. By optimizing your approach, target, and secondary loot collected, you can maximize your solo earnings to around $1.5 – $1.9 million per heist.

This makes it one of the most profitable activities you can do in GTA Online as a solo player. With the ability to repeat the heist multiple times, you can quickly build up money to purchase properties, vehicles, weapons and anything else you want in GTA Online.

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