Instacart Shopper Apple Pay Stores: The Complete Guide

Instacart has become a popular grocery delivery service, allowing customers to order groceries online and have them delivered to their door. For Instacart shoppers, being able to accept Apple Pay can make the checkout process quicker and more seamless.

If you’re short on time, here’s a quick answer: Most major grocery stores that offer Instacart allow Apple Pay as a payment method for Instacart shoppers, including Kroger, Costco, Aldi, Publix, and more.

However, some stores like Walmart and Sam’s Club currently do not support Apple Pay for Instacart shoppers.

In this comprehensive guide, we’ll cover everything you need to know about Apple Pay compatibility for Instacart shoppers, including a detailed breakdown of which grocery stores accept Apple Pay and tips for using it efficiently.

What is Apple Pay and How Does it Work for Instacart?

Apple Pay is a mobile payment and digital wallet service provided by Apple Inc. It allows users to make payments using their Apple devices, such as iPhone, iPad, and Apple Watch, both in physical stores and online.

With Apple Pay, Instacart shoppers can conveniently and securely make purchases without the need for physical cash or credit cards.

Overview of Apple Pay

Apple Pay utilizes Near Field Communication (NFC) technology, which enables communication between devices when they are in close proximity. This means that users can simply hold their Apple device near a compatible payment terminal to complete a transaction.

The service is supported by various banks and credit card issuers, making it widely available for use.

Apple Pay also incorporates advanced security features, such as tokenization and biometric authentication, to ensure the safety of user’s financial information. Instead of transmitting actual card numbers during a transaction, Apple Pay generates a unique token that is used as a substitute.

Additionally, users can authorize payments using their fingerprint or facial recognition through Touch ID or Face ID, respectively.

How Apple Pay Works for Instacart Shoppers

When using Apple Pay for Instacart, shoppers can add their preferred payment method to the Wallet app on their Apple device. This can be a debit or credit card from a participating bank or financial institution.

During the checkout process on the Instacart app, shoppers can select Apple Pay as their payment option.

Once the order is confirmed, shoppers can simply hold their Apple device near the payment terminal provided by the Instacart store to complete the transaction. The payment will be processed securely and efficiently, allowing shoppers to focus on delivering a great shopping experience.

Benefits of Using Apple Pay as an Instacart Shopper

Using Apple Pay as an Instacart shopper offers several benefits. Firstly, it provides a faster and more convenient checkout experience. Shoppers no longer need to fumble with cash or credit cards, saving valuable time during the payment process.

Secondly, Apple Pay enhances security by using advanced encryption and authentication methods. This reduces the risk of credit card fraud and protects shoppers’ financial information.

Lastly, Apple Pay is widely accepted by many merchants, including Instacart stores. This means that shoppers can use Apple Pay at a variety of locations, making it a versatile payment option.

Full List of Grocery Stores That Accept Apple Pay for Instacart

Instacart has made grocery shopping more convenient than ever. With the option to pay using Apple Pay, customers can enjoy a seamless and secure checkout process. Here is a full list of grocery stores that accept Apple Pay for Instacart:


Kroger, one of the largest grocery chains in the United States, accepts Apple Pay for Instacart. With over 2,700 locations, Kroger offers a wide selection of groceries and household items to choose from.


Costco, a popular membership-only warehouse club, also accepts Apple Pay for Instacart. Customers can shop for bulk items and enjoy great savings while using the convenient payment method.


Aldi, known for its affordable prices and high-quality products, accepts Apple Pay for Instacart. With over 2,000 stores across the country, Aldi provides customers with a wide range of grocery options.


Publix, a supermarket chain based in the southeastern United States, is another grocery store that accepts Apple Pay for Instacart. With a focus on customer service and a wide selection of products, Publix is a favorite among many shoppers.


Albertsons, a leading grocery retailer with stores in 34 states, accepts Apple Pay for Instacart. Customers can enjoy a variety of fresh produce, meat, and pantry staples while using this convenient payment method.


Safeway, a subsidiary of Albertsons, also accepts Apple Pay for Instacart. With a strong presence in the western United States, Safeway offers a wide range of grocery options for customers.


Jewel-Osco, a grocery store chain in the Midwest, accepts Apple Pay for Instacart. Customers can shop for their favorite groceries and pay with ease using this convenient payment method.


H-E-B, a supermarket chain based in Texas, accepts Apple Pay for Instacart. With a commitment to quality and service, H-E-B offers a wide range of products for customers to choose from.


Sprouts, a specialty grocery store known for its focus on natural and organic products, accepts Apple Pay for Instacart. Customers can shop for healthy and sustainable groceries while enjoying the convenience of Apple Pay.


Wegmans, a popular supermarket chain in the northeastern United States, accepts Apple Pay for Instacart. With a wide selection of fresh produce, gourmet foods, and household items, Wegmans provides customers with a unique shopping experience.

Other Grocery Stores

In addition to the grocery stores mentioned above, there are many other stores that accept Apple Pay for Instacart. These include Whole Foods Market, Trader Joe’s, Target, and many more. Customers can enjoy the convenience and security of Apple Pay at their favorite grocery stores.

For more information about Apple Pay and the grocery stores that accept it for Instacart, you can visit the Instacart website.

Tips for Using Apple Pay Efficiently as an Instacart Shopper

Make Sure Your iPhone is Compatible

Before using Apple Pay as an Instacart Shopper, it’s important to ensure that your iPhone is compatible with this payment method. Apple Pay is available on iPhone models starting from iPhone 6 and later, as well as Apple Watch, iPad, and Mac.

If you have an older iPhone model, you may need to upgrade to take advantage of this convenient payment option.

Add Your Cards to Apple Pay

To use Apple Pay as an Instacart Shopper, you’ll need to add your credit or debit cards to the Apple Wallet. Open the Wallet app on your iPhone and tap on the plus sign to add a card. You can manually enter your card details or use the camera to scan the card.

Once your cards are added, you’ll be able to select the desired card at checkout when making a purchase through Instacart.

Activate Express Transit

Express Transit is a feature that allows you to use Apple Pay without having to authenticate with Face ID, Touch ID, or a passcode. This can save you time when making quick transactions. To activate Express Transit, go to your iPhone settings, select “Wallet & Apple Pay,” and enable the “Express Transit” option.

Now, when you tap your iPhone on a payment terminal, it will automatically process the payment without any additional steps.

Save Time at Checkout

When using Apple Pay as an Instacart Shopper, you can save time at checkout by simply tapping your iPhone or Apple Watch on the payment terminal. This eliminates the need to search for your wallet, find the right card, and insert it into the terminal.

Additionally, Apple Pay is a secure payment method that uses tokenization to protect your card details, providing an added layer of security.

Troubleshooting Apple Pay Issues

If you encounter any issues while using Apple Pay on Instacart, there are a few troubleshooting steps you can try. First, ensure that your iPhone has the latest software updates installed. Sometimes, updating your device can resolve any compatibility issues.

If the problem persists, you can contact Instacart support or visit the Apple Support website for further assistance.

For more information and updates on Apple Pay, you can visit the official Apple website:

Apple Pay vs Other Contactless Payment Options for Instacart

Apple Pay vs Google Pay

When it comes to contactless payment options for Instacart, both Apple Pay and Google Pay offer a convenient and secure way to make purchases. Apple Pay is available only on Apple devices, while Google Pay is compatible with Android devices.

Both options allow users to store their credit or debit card information securely and make payments with just a tap of their device.

One advantage of Apple Pay is its seamless integration with the Apple ecosystem. If you already use an iPhone, iPad, or Apple Watch, you can easily add your cards to Apple Pay and start making purchases.

On the other hand, Google Pay offers compatibility with a wider range of Android devices, making it accessible to more users.

Apple Pay vs Samsung Pay

Another popular contactless payment option for Instacart is Samsung Pay. Similar to Apple Pay, Samsung Pay allows users to store their card information and make payments with a simple tap. However, one key advantage of Samsung Pay is its compatibility with both NFC (Near Field Communication) and MST (Magnetic Secure Transmission) technologies.

This means that Samsung Pay can be used not only on NFC-enabled terminals but also on traditional magnetic stripe card readers. This wider compatibility gives Samsung Pay an edge in terms of acceptance at various merchants.

On the other hand, Apple Pay relies solely on NFC technology, which may limit its usability in certain situations.

Apple Pay vs Physical Credit Cards

While many people still prefer using physical credit cards for their purchases, contactless payment options like Apple Pay offer several advantages. Firstly, Apple Pay provides an added layer of security as it uses tokenization to protect your card information during transactions.

This means that your actual card details are not shared with the merchant, reducing the risk of fraud.

Additionally, using Apple Pay can also be faster and more convenient compared to fumbling with physical cards. With a simple touch or Face ID verification, you can complete your payment within seconds. This speed and ease of use make Apple Pay an appealing option for Instacart shoppers.

The Future of Apple Pay for Instacart Shoppers

Apple Pay has become an increasingly popular payment method in recent years, providing a convenient and secure way for consumers to make purchases. As Instacart continues to revolutionize the grocery delivery industry, it comes as no surprise that they have embraced the use of Apple Pay.

With the integration of this payment option, Instacart shoppers can enjoy a seamless and efficient checkout process. But what does the future hold for Apple Pay in the world of Instacart? Let’s take a closer look.

Potential Expansion to More Stores

Currently, Instacart shoppers can use Apple Pay at select stores that accept this payment method. However, there is great potential for expansion in the future. As more retailers recognize the benefits of Apple Pay, it is likely that Instacart will partner with additional stores to offer this convenient payment option.

This means that Instacart shoppers will have even more flexibility when it comes to making purchases and checking out with ease.

Integration with Instacart App

In addition to expanding the availability of Apple Pay, there is also the possibility of integrating this payment option directly into the Instacart app. This would streamline the checkout process even further, allowing shoppers to make their purchases without ever leaving the app.

With just a few taps, they could pay for their groceries using Apple Pay, saving valuable time and effort.

New Apple Pay Features

Apple is known for constantly innovating and introducing new features to their products and services. It is highly likely that Apple Pay will continue to evolve, offering Instacart shoppers even more benefits in the future.

Whether it’s enhanced security measures, improved user interface, or additional rewards programs, Apple Pay is sure to stay ahead of the curve and provide shoppers with an exceptional payment experience.


Apple Pay provides a convenient, quick, and secure payment method for Instacart shoppers at checkout. While not yet universally supported, most major grocery stores allow Apple Pay for Instacart orders.

As adoption continues to grow, Apple Pay has the potential to become an indispensable tool that saves time and headaches during the checkout process. By staying up-to-date on which stores accept Apple Pay and taking advantage of its contactless payment features, Instacart shoppers can ensure faster, smoother deliveries.

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