Rent-A-Center Easy Pay: The Complete Guide

Looking for an easy and flexible way to pay for furniture, appliances, electronics, and more? Rent-A-Center’s Easy Pay program may be the solution you need. This comprehensive guide will provide all the details on Rent-A-Center Easy Pay so you can decide if it’s the right payment option for your needs.

If you’re short on time, here’s a quick answer to your question: Rent-A-Center Easy Pay allows you to rent-to-own furniture, appliances, electronics and more through small weekly or monthly payments over a set period of time. You don’t need credit and can upgrade or return items as needed.

Key benefits include flexible payments, no long-term contracts, and the ability to try before you buy.

What is Rent-A-Center Easy Pay?

Rent-A-Center Easy Pay is a convenient payment option offered by Rent-A-Center, a leading rent-to-own retailer. It provides an alternative way for customers to make rental payments for their selected items.

With Easy Pay, customers can enjoy the flexibility of paying for their rented products in smaller, more manageable installments.

Overview of the program

Rent-A-Center Easy Pay is designed to make the rental process easier and more convenient for customers. Instead of making one large payment upfront, customers can choose to make smaller weekly, bi-weekly, or monthly payments, depending on their preference and budget.

This allows customers to have greater control over their finances and avoid the burden of a large upfront payment.

Easy Pay is available for a wide range of products, including furniture, appliances, electronics, and more. Whether you need a new couch for your living room, a refrigerator for your kitchen, or a television for your entertainment center, Rent-A-Center has you covered.

How it works

The Rent-A-Center Easy Pay program is simple and straightforward. Once you have selected the item you wish to rent, you can choose the Easy Pay option at the checkout. The rental agreement will outline the payment terms, including the duration of the rental period and the amount of each payment.

Customers can make their Easy Pay payments in-store, online, or through the Rent-A-Center mobile app. The flexibility of payment options ensures that customers can easily manage their rental payments according to their preferred method.

What you can rent

Rent-A-Center offers a wide variety of products for rent, including furniture, appliances, electronics, and more. Whether you are looking to furnish your home, upgrade your appliances, or enhance your entertainment options, Rent-A-Center has a range of high-quality products to choose from.

Customers can rent items such as sofas, beds, dining sets, refrigerators, washers and dryers, televisions, laptops, and gaming consoles. The inventory is regularly updated to provide customers with the latest products and technology.

Pros and cons

Pros Cons
  • Flexibility in payment options
  • No credit check required
  • Convenient and manageable installments
  • Higher overall cost compared to traditional retail
  • Items are not owned until full payment is made
  • Late or missed payments may result in additional fees
Overall, Rent-A-Center Easy Pay provides customers with a convenient and flexible way to rent a wide range of products. It offers an alternative to traditional retail purchases, allowing customers to enjoy the benefits of using quality products without the upfront cost.

However, it’s important for customers to consider the overall cost and terms of the rental agreement before choosing this option.

Getting Started with Easy Pay

Are you tired of the hassle of saving up for big-ticket items? Rent-A-Center’s Easy Pay program may be the solution you’ve been looking for. With Easy Pay, you can enjoy the benefits of owning the latest electronics, furniture, and appliances without the upfront costs.

Let’s dive into the details and get you started on your Easy Pay journey!

Eligibility Requirements

Before you can take advantage of Rent-A-Center’s Easy Pay program, it’s important to understand the eligibility requirements. To qualify, you must meet the following criteria:

  • Be at least 18 years old
  • Have a valid identification
  • Have a steady source of income
  • Provide proof of residency

Meeting these requirements is the first step towards accessing the convenience of Easy Pay.

How to Apply

Once you’ve confirmed your eligibility, the next step is to apply for Rent-A-Center’s Easy Pay program. The application process is simple and straightforward. You can apply online through the Rent-A-Center website or visit a local store to complete an application in person.

During the application process, you will need to provide personal information, including your name, contact details, and employment information. Rent-A-Center may also ask for references to verify your financial stability.

Once you’ve submitted your application, Rent-A-Center will review it and assess your eligibility. This brings us to the next step in the Easy Pay process.

Acceptance Process

After you’ve submitted your Easy Pay application, Rent-A-Center will review your information and make a decision regarding your acceptance. The decision process typically takes a short amount of time, and you will be notified of the outcome promptly.

If your application is approved, congratulations! You can now start shopping for your desired items from Rent-A-Center’s extensive inventory. Choose from a wide range of electronics, furniture, appliances, and more.

If, unfortunately, your application is not approved, don’t worry. Rent-A-Center offers alternative payment options that may better suit your needs. Their friendly staff will be happy to assist you in finding the best solution.

Now that you know the process of getting started with Rent-A-Center’s Easy Pay program, you can take advantage of this convenient and flexible payment option. Say goodbye to saving up for months and hello to enjoying the latest products without breaking the bank. Start your Easy Pay journey today!

Easy Pay Payment Options

When it comes to making payments for your Rent-A-Center purchases, Easy Pay provides you with flexible options that suit your budget and lifestyle. With Easy Pay, you can choose from a variety of payment frequencies to ensure that paying for your items is convenient and hassle-free.

Weekly payments

If you prefer to make smaller, more frequent payments, Rent-A-Center’s Easy Pay offers a weekly payment option. This allows you to spread out your payments over a shorter period of time, making it easier to manage your budget.

With weekly payments, you can enjoy the convenience of paying smaller amounts every week, making it more affordable and manageable for you.

Monthly payments

If you prefer a more traditional payment schedule, Rent-A-Center’s Easy Pay also offers a monthly payment option. This allows you to make larger, less frequent payments, giving you more flexibility in managing your finances.

Monthly payments are a great option if you prefer to pay your bills once a month and have a more consistent cash flow.

Biweekly payments

For those who prefer a middle ground between weekly and monthly payments, Rent-A-Center’s Easy Pay offers a biweekly payment option. With biweekly payments, you can make payments every two weeks, providing you with a balance between the convenience of weekly payments and the stability of monthly payments.

This option allows you to budget your expenses more effectively and ensures that you stay on track with your payments.

It’s important to note that the availability of payment options may vary depending on the specific Rent-A-Center store and the items you are renting. To find out which payment options are available to you, it’s recommended to visit the Rent-A-Center website or contact your local store directly.

Managing Your Easy Pay Account

When it comes to managing your Easy Pay account with Rent-A-Center, you have a few options that make the process convenient and hassle-free. Whether you need to access your account online, upgrade or return items, or explore ownership options, Rent-A-Center has got you covered.

Online account access

With Rent-A-Center’s Easy Pay system, you can easily manage your account online. This means you can make payments, view your payment history, and even schedule future payments, all from the comfort of your own home.

Simply log in to your account on the Rent-A-Center website, and you’ll have access to all the tools you need to stay on top of your Easy Pay account.

Additionally, Rent-A-Center’s online account access allows you to update your personal information, such as your address or phone number, so you can ensure that your account is always up to date.

Upgrading and returning items

One of the great benefits of Rent-A-Center’s Easy Pay system is the flexibility it offers when it comes to upgrading or returning items. If you find that the item you initially rented no longer suits your needs, you have the option to upgrade to a different item.

Simply contact Rent-A-Center, and they will guide you through the process of selecting a new item and adjusting your payment plan accordingly.

On the other hand, if you no longer need the item you rented, Rent-A-Center allows you to return it without any further obligation. This flexibility ensures that you are not tied down to a long-term commitment and gives you the freedom to make changes as your circumstances evolve.

Ownership options

Rent-A-Center also offers ownership options for those who wish to eventually own the items they rent. If you decide that you want to own the item you are currently renting, Rent-A-Center provides a lease purchase option.

This means that you can continue making payments towards ownership, and once you have completed the agreed-upon terms, the item will be yours to keep.

Furthermore, Rent-A-Center also offers a same-as-cash option, where you can pay off your item within a specified time frame without any additional interest. This allows you to enjoy the benefits of ownership without the long-term commitment.

Easy Pay vs Traditional Rent-to-Own

When it comes to renting furniture and electronics, there are different options available to consumers. Two popular choices are Easy Pay and traditional rent-to-own programs. Understanding the differences between these programs can help you make an informed decision based on your specific needs and preferences.

Differences in the programs

Easy Pay is a program offered by Rent-A-Center that allows customers to pay for their rental items in installments. With Easy Pay, customers can choose to make weekly, bi-weekly, or monthly payments, depending on their budget and preference.

On the other hand, traditional rent-to-own programs typically require customers to make weekly or monthly payments for a specified period of time until they own the item.

One key difference between Easy Pay and traditional rent-to-own is the ownership of the item. With Easy Pay, customers do not own the item until they have completed all their payments. In contrast, traditional rent-to-own programs allow customers to own the item once they have made all the required payments.

Another difference is the flexibility of the payment schedule. Easy Pay offers more flexibility in terms of payment frequency, allowing customers to choose the option that best suits their financial situation. Traditional rent-to-own programs usually have fixed payment schedules.

Pros and cons of each

Easy Pay has several advantages. It offers flexibility in payment options, allowing customers to choose a schedule that works for them. It also provides the opportunity to upgrade or exchange items during the rental period, giving customers the flexibility to meet their changing needs.

Additionally, Easy Pay does not require a credit check, making it accessible to a wider range of customers.

On the other hand, traditional rent-to-own programs have their own benefits. One advantage is the ability to own the item at the end of the rental period, which can be appealing to customers who want to eventually own the furniture or electronics they are renting.

Traditional rent-to-own programs may also offer a wider selection of items compared to Easy Pay.

Which is the better option?

The answer to this question depends on your individual circumstances and preferences. If you value flexibility in payment options and the ability to upgrade or exchange items, Easy Pay may be the better option for you.

On the other hand, if your goal is to eventually own the item and you prefer a wider selection of items, traditional rent-to-own programs might be more suitable.

Ultimately, it is important to carefully consider the terms and conditions of each program and assess your own financial situation before making a decision. If you have any doubts or questions, it is always a good idea to reach out to Rent-A-Center or visit their official website at for more information.


Rent-A-Center’s Easy Pay program provides a flexible and affordable way to pay for the products you want over time. With options for weekly, monthly or biweekly payments, no credit checks, and the ability to upgrade or return items, it offers a convenient rent-to-own alternative.

If you need new furniture, appliances or electronics but can’t pay all at once, Easy Pay is worth considering. Just be sure to weigh the pros and cons and read all policies carefully. With smart account management, you can successfully use Easy Pay to get the items you need today while steadily building toward ownership.

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