Everything You Need To Know About Using Apple Pay In Japan

In recent years, cashless payment methods like Apple Pay have exploded in popularity across the globe. Japan, despite being known as a cash-based society, has also seen increasing adoption of such technologies.

So if you’re visiting Japan with an iPhone, you’re probably wondering – can I use Apple Pay there? The short answer is yes, Apple Pay does work in Japan, though there are some key things you’ll want to know before using it.

This comprehensive guide will provide an in-depth look at how Apple Pay works in Japan. We’ll cover setting up Apple Pay, where you can use it, tips for avoiding issues, and more. Whether you’re a tourist or resident, this article will equip you with everything you need to know to use Apple Pay seamlessly during your time in Japan.

Availability of Apple Pay in Japan

Apple Pay, the popular mobile payment service, was launched in Japan on October 24, 2016. This marked an important milestone for Apple as it expanded its reach in one of the largest and technologically advanced markets in the world.

With Apple Pay, users in Japan can make secure and convenient payments using their iPhone, Apple Watch, iPad, or Mac.

When Apple Pay launched in Japan

Apple Pay made its debut in Japan in partnership with several major Japanese banks and credit card companies. This allowed users to link their existing credit and debit cards to their Apple devices and make payments at various retail locations, online stores, and in-app purchases.

The launch of Apple Pay in Japan was met with great excitement and anticipation, as it offered a seamless and effortless payment experience to millions of Apple users.

Stores and services that accept Apple Pay

Since its launch, Apple Pay has gained widespread acceptance among merchants in Japan. Today, a wide range of stores, restaurants, and services across the country accept Apple Pay as a payment method. From popular convenience stores like FamilyMart and Lawson to retail giants like Bic Camera and Uniqlo, Apple Pay has become a convenient and preferred option for making payments.

In addition, various transportation services, including trains, buses, and taxis, have also integrated Apple Pay into their systems, allowing commuters to easily pay for their fares using their Apple devices.

Furthermore, Apple Pay can also be used for online purchases, making it a versatile payment solution for e-commerce platforms and digital services. Whether you’re shopping for clothes, ordering food delivery, or subscribing to streaming services, Apple Pay provides a secure and seamless payment option.

It’s important to note that the availability of Apple Pay can vary depending on the region and specific store policies. However, with the increasing popularity and adoption of mobile payments in Japan, more and more businesses are embracing Apple Pay as a convenient and efficient payment method.

For the most up-to-date information on stores and services that accept Apple Pay in Japan, users can visit the official Apple Pay website or check with their preferred merchants directly.

Setting Up Apple Pay in Japan

Apple Pay has become a popular and convenient way to make payments in Japan. Setting up Apple Pay in Japan is a simple process that allows you to use your iPhone or Apple Watch for contactless payments. Here’s everything you need to know about setting up Apple Pay in Japan.

Compatible banks and cards

Apple Pay in Japan is compatible with a wide range of banks and cards. Some of the major banks that support Apple Pay include Mizuho Bank, Sumitomo Mitsui Banking Corporation, and Japan Post Bank. In addition to these banks, many regional banks and credit card companies also offer Apple Pay support.

It’s a good idea to check with your bank or card issuer to see if they support Apple Pay.

When it comes to cards, Apple Pay supports a variety of payment methods, including credit cards, debit cards, and prepaid cards. This means that you can use Apple Pay with your Visa, Mastercard, American Express, or JCB card, among others. Adding your cards to Apple Pay is a quick and easy process.

Adding cards to Apple Pay

Adding cards to Apple Pay is a straightforward process that can be done in just a few steps. First, open the Wallet app on your iPhone and tap on the “+” button to add a card. You can choose to add a card manually by entering the card details or use the camera to scan your card.

Apple Pay will then verify your card with your bank or card issuer.

Once your card is verified, it will be added to Apple Pay, and you’ll be able to use it for contactless payments at supported merchants. To make a payment, simply hold your iPhone or Apple Watch near the payment terminal and authorize the transaction with Face ID, Touch ID, or your device passcode.

It’s important to note that Apple Pay in Japan also supports Suica and PASMO, which are popular transit cards used for public transportation. You can add these cards to Apple Pay and use them for seamless travel on trains and buses across Japan.

With Apple Pay, making payments in Japan has never been easier. Whether you’re shopping at a convenience store, dining at a restaurant, or traveling on public transportation, Apple Pay provides a convenient and secure way to pay.

So why not give it a try and enjoy the benefits of hassle-free payments with Apple Pay in Japan?

Using Apple Pay in Japan

Apple Pay has revolutionized the way people make payments, and it is no different in Japan. With its convenience and security features, Apple Pay has become increasingly popular among both locals and tourists in the country. Here is everything you need to know about using Apple Pay in Japan.

Paying in stores

When it comes to paying in stores, Apple Pay is widely accepted in Japan. From supermarkets and department stores to convenience stores and restaurants, you can use Apple Pay to make purchases hassle-free.

Simply hold your iPhone or Apple Watch near the contactless reader at the cashier, authenticate your payment with Face ID or Touch ID, and you’re good to go. It’s quick, easy, and secure.

Paying within apps

Not only can you use Apple Pay in physical stores, but you can also make payments within apps. Many popular apps in Japan, such as food delivery services, ride-sharing platforms, and online shopping platforms, offer Apple Pay as a payment option.

This allows you to make seamless transactions without the need to manually enter your payment details. With just a few taps, you can complete your purchase and enjoy the convenience of Apple Pay.

Paying on the web

Apple Pay can also be used for online purchases in Japan. When shopping on websites that support Apple Pay, you can simply select the Apple Pay option at checkout. With the added security of Face ID or Touch ID, you can confidently make payments without the need to enter your credit card information.

It’s not only convenient but also helps protect your personal information from potential security breaches.

Transit and Suica cards

In addition to making payments at stores and online, Apple Pay can also be used for transit in Japan. With the integration of Suica cards into Apple Wallet, you can easily pay for public transportation, including trains, buses, and even taxis.

Simply hold your iPhone or Apple Watch near the designated card reader at the transit gate, and the fare will be deducted from your Suica balance. This makes commuting in Japan a breeze, as you no longer need to fumble for cash or worry about purchasing separate transit cards.

Tips for Avoiding Issues

When cards don’t work

While Apple Pay is widely accepted in Japan, there may be instances when your cards don’t work. This can happen due to various reasons such as technical issues, compatibility problems, or even a temporary outage in the payment system. If you encounter any issues, here are a few steps you can take:

  • Double-check your card information: Ensure that the card you are trying to use is supported by Apple Pay and that the details you entered are accurate.
  • Try a different card: If one card doesn’t work, try using another card that is compatible with Apple Pay. This can help you determine if the problem lies with the card or the system.
  • Contact your bank or card issuer: If none of your cards work, it’s best to reach out to your bank or card issuer to inquire about any potential issues or restrictions on your account.

Remember, while Apple Pay is generally reliable, occasional glitches can occur. Don’t let a minor hiccup ruin your experience – try these troubleshooting steps to resolve the issue and get back to enjoying the convenience of Apple Pay in Japan.

Maximum transaction limits

When using Apple Pay in Japan, it’s important to be aware of the maximum transaction limits set by your bank or card issuer. These limits can vary depending on the type of card and your individual account settings.

To avoid any issues or declined transactions, make sure you know the maximum limit for each card you have registered on Apple Pay.

If you frequently make large purchases, consider contacting your bank to request a temporary increase in your transaction limit. This can help ensure that you can use Apple Pay for larger transactions without any hassle.

Keep in mind that these limits are in place to protect your account and prevent unauthorized transactions. While it may be inconvenient at times, it’s a necessary precaution to maintain the security of your funds.

Trouble registering cards

If you’re having trouble registering your cards on Apple Pay, don’t worry – you’re not alone. Here are a few tips to help you troubleshoot the issue:

  • Check compatibility: Ensure that your bank or card issuer supports Apple Pay in Japan. Some smaller banks or credit unions may not offer this feature yet.
  • Update your software: Make sure that your iPhone, iPad, or Apple Watch is running the latest software version. Outdated software can sometimes cause compatibility issues.
  • Restart your device: Sometimes a simple restart can resolve minor software glitches. Try turning off your device and turning it back on before attempting to register your cards again.

If you’ve tried these steps and are still unable to register your cards, reach out to Apple Support for further assistance. They can provide you with specific troubleshooting steps and help you resolve any underlying issues that may be causing the problem.

For more information and support regarding Apple Pay in Japan, you can visit the official Apple Pay Japan website.


In conclusion, Apple Pay does work widely across Japan, though there are some nuances to be aware of. With compatible cards, Apple Pay can be used seamlessly for payments in stores, within apps, online, and for transit.

Being aware of potential issues around transaction limits and card registration will ensure your Apple Pay experience goes smoothly. With this guide, you now have all the key information needed to take advantage of Apple Pay during your time in Japan.

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