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Can I Use Someone Else’s EBT Card at Sam’s Club? What You Need to Know

If you receive SNAP food stamp benefits, you may be wondering if you can use someone else’s EBT card to shop at Sam’s Club. With the convenience and savings of a Sam’s Club membership, it’s an understandable question.

If you’re short on time, here’s a quick answer to your question: No, you cannot use someone else’s EBT card at Sam’s Club. EBT cards are non-transferable and can only be used by the person whose name is on the card, with a few exceptions.

In this comprehensive guide, we’ll explain the rules around sharing EBT cards, discuss if there are any exceptions, and outline the potential penalties for EBT card misuse at Sam’s Club and other retailers.

EBT Card Rules and Restrictions

When it comes to using an EBT card at Sam’s Club or any other retailer, there are certain rules and restrictions that you need to be aware of. These rules are put in place to ensure the proper use of the EBT program and to prevent any misuse or fraud.

Here are some important things you need to know:

EBT Cards are Non-Transferable

One of the key rules regarding EBT cards is that they are non-transferable. This means that the card is issued to a specific individual or household and can only be used by that person or household.

It is illegal and against the program’s rules to use someone else’s EBT card, even if you have their permission. This is because the benefits on the card are meant to be used by the eligible recipient(s) only.

Only the Cardholder Can Use the Card

In line with the non-transferability rule, only the cardholder is allowed to use the EBT card. This means that you cannot lend your card to someone else to make purchases on your behalf, even if they are also eligible for the program.

The cardholder is personally responsible for the transactions made with their EBT card and should be present during the purchase.

Exceptions for Authorized Representatives

There are certain exceptions to the rule that only the cardholder can use the EBT card.

In some cases, the cardholder may designate an authorized representative to make purchases on their behalf. This is typically allowed for individuals who are elderly, disabled, or otherwise unable to make their own purchases.

The authorized representative must be approved by the state agency administering the EBT program and will have their own unique identification, separate from the cardholder’s.

It’s important to note that these rules and restrictions may vary slightly from state to state, as each state has its own guidelines for EBT card usage.

If you have any questions or need clarification on the rules in your state, it’s best to contact your local EBT office or visit their official website for more information.

Grocery shopping

Using Someone Else’s EBT Card at Sam’s Club

If you are wondering whether you can use someone else’s EBT card at Sam’s Club, it’s important to understand the store’s policy on EBT card use. Sam’s Club is a membership-based warehouse club that offers a wide range of products at discounted prices.

While they do accept EBT cards for eligible purchases, there are certain guidelines you need to follow.

Sam’s Club Policy on EBT Card Use

Sam’s Club follows the regulations set by the United States Department of Agriculture (USDA) regarding EBT card use.

According to these regulations, only the authorized cardholder or their authorized representative can use the EBT card for purchases. This means that you cannot use someone else’s EBT card unless you are an authorized representative, such as a caregiver or a caseworker.

It’s important to note that using someone else’s EBT card without proper authorization is considered fraud and can have serious legal consequences.

Providing Valid Household Member Information

When making a purchase with an EBT card at Sam’s Club, you may be required to provide valid household member information. This is to ensure that the card is being used by an eligible recipient and that the purchases are for household consumption.

Sam’s Club may ask for the name, address, and other identifying information of the household member using the EBT card.

It’s crucial to provide accurate and truthful information when using an EBT card to avoid any potential issues.

Confiscation and Membership Termination

If Sam’s Club determines that someone is using an EBT card without proper authorization, they have the right to confiscate the card and terminate the membership of the individual involved. This is in line with their commitment to preventing fraud and ensuring that benefits are used appropriately.

If you are unsure about the rules and regulations surrounding EBT card use at Sam’s Club, it’s best to reach out to the store directly or consult the USDA website for more information.

Consequences and Penalties for EBT Card Misuse

Using someone else’s EBT card at Sam’s Club or any other store without their permission can have serious consequences and penalties. It is important to understand the potential repercussions before engaging in such actions.

Store Penalties and Bans

Stores like Sam’s Club have strict policies regarding EBT card usage.

If someone is caught using another person’s EBT card without authorization, they may face penalties such as being banned from the store. This ban can be temporary or permanent, depending on the severity of the offense.

Additionally, the store may report the incident to the appropriate authorities for further investigation.

EBT Disqualification Periods

Misusing an EBT card can also result in disqualification from receiving benefits.

Each state has its own guidelines and regulations when it comes to EBT program disqualification. In some cases, individuals found guilty of EBT card misuse may be disqualified from receiving benefits for a specific period of time.

This can greatly impact their ability to access essential resources.

Potential Criminal Charges

Using someone else’s EBT card without permission can potentially lead to criminal charges. The severity of these charges can vary depending on the jurisdiction and the intent behind the misuse.

In some cases, it may be considered identity theft or fraud, which can carry significant penalties, including fines and imprisonment.

It’s important to remember that EBT cards are designed to help those in need, and misusing them not only affects the person whose card is being used without permission but also undermines the integrity of the program.

It is always best to use an EBT card responsibly and within the guidelines set by the program.

Using EBT Cards

Alternatives to Using Someone Else’s EBT Card

While it may be tempting to use someone else’s EBT card at Sam’s Club, it’s important to understand the potential consequences and explore alternative options.

Here are a few alternatives to consider:

Apply for Your Own EBT Benefits

One of the best ways to ensure you have access to the benefits you need is to apply for your own EBT benefits. Eligibility requirements vary by state, but generally, individuals and families with low income may qualify for assistance.

Applying for your own EBT benefits will not only give you the independence to make your own food choices, but it will also protect you from potential legal issues that may arise from using someone else’s card.

Shop with the Cardholder

If you have a trusted friend or family member who has an EBT card, you can ask them to accompany you to Sam’s Club and shop together. While you won’t be able to use their card directly, shopping together can still be a convenient option.

This way, you can take advantage of the bulk discounts and savings that Sam’s Club offers while ensuring that all purchases are made legally and ethically.

Use Online Grocery Delivery Services

Another alternative is to utilize online grocery delivery services that accept EBT as a form of payment.

Many grocery delivery platforms, such as Instacart, have partnered with retailers that accept EBT. This allows you to shop for groceries from the comfort of your own home and have them delivered directly to your doorstep.

Not only is this a convenient option, but it also ensures that you are using your own EBT benefits in a legitimate way.

It’s important to remember that using someone else’s EBT card without their consent is illegal and can have serious consequences. It’s always best to explore legal alternatives to ensure you are using your benefits responsibly and within the boundaries of the law.


Reporting Suspected EBT Card Fraud

If you suspect someone is using another person’s EBT card at Sam’s Club or any other retailer, it is important to report it immediately. Reporting suspected EBT card fraud helps protect the integrity of the program and ensures that those in need receive the assistance they require.

Here are three steps you can take to report suspected EBT card fraud:

Contact the EBT Customer Service

The first step in reporting suspected EBT card fraud is to contact the EBT customer service hotline. They have trained representatives who can assist you in reporting the issue and provide guidance on the next steps to take.

Be prepared to provide as much information as possible, such as the location and time of the incident, a description of the individual involved, and any other relevant details.

Remember, your report can help prevent further misuse of the EBT system.

Notify the USDA Office of Inspector General

In addition to contacting the EBT customer service, it is recommended to notify the USDA Office of Inspector General (OIG).

The OIG is responsible for investigating and preventing fraud within the food assistance programs. They have a hotline where you can report suspected EBT card fraud anonymously.

By reporting the incident to the OIG, you are contributing to their efforts in combating fraud and protecting the resources of the program.

Inform the Retailer

If you witness someone using another person’s EBT card at Sam’s Club or any other retailer, it is also important to inform the store management. They have protocols in place to address such issues and can take appropriate action.

By informing the retailer, you are helping them identify potential fraudulent activity and take steps to prevent it in the future.

This collaboration between concerned individuals and retailers is crucial in maintaining the integrity of the EBT program.

Remember, reporting suspected EBT card fraud is an essential step in safeguarding the benefits meant for those who truly need them. Your actions can help ensure that the resources of the program are used appropriately and reach those who require assistance.+


In summary, it is never a good idea to use an EBT card that does not belong to you. Doing so goes against federal SNAP rules and places your access to the program in jeopardy.

If you need food assistance, apply for your own EBT benefits or shop with the cardholder.

With some planning ahead, you can enjoy Sam’s Club savings without resorting to EBT card misuse.

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