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Does Church’S Chicken Accept Ebt Cards?

Craving some finger-lickin’ fried chicken from Church’s Chicken but relying on EBT benefits to pay for your meals? You may be wondering if you can use your SNAP EBT card at this popular fast food chain.

If you’re short on time, here’s a quick answer: Unfortunately, Church’s Chicken does not accept EBT card payment for restaurant meals in most of their locations nationwide. The exception would be Church’s Chicken, located in states that participate in the Restaurant Meal Program (RMP).

In this comprehensive guide, we’ll cover everything you need to know about using EBT benefits at Church’s Chicken. You’ll learn about EBT restaurant rules, why Church’s Chicken doesn’t take EBT, nearby restaurant options, and tips for affording takeout if you’re on a tight food budget.

EBT Card Use at Fast Food Restaurants

Overview of EBT Payment Restrictions

Electronic Benefit Transfer (EBT) cards are a form of payment used by individuals and families who qualify for government assistance programs, such as the Supplemental Nutrition Assistance Program (SNAP).

While EBT cards are primarily intended for the purchase of essential groceries, there are certain restrictions on their use at fast food restaurants.

According to the U.S. Department of Agriculture (USDA), EBT cards cannot be used to buy prepared food that is meant to be eaten in the store. This means that most fast food establishments, where meals are typically consumed on-site, are not eligible for EBT payment.

However, there are a few exceptions to this rule, allowing EBT cards to be used at select fast-food chains in certain states.

Chains That Accept EBT

While most fast-food restaurants do not accept EBT cards, there are a limited number of chains that have been approved to participate in the Restaurant Meals Program (RMP).

This program allows eligible individuals, such as the elderly, disabled, or homeless, to use their EBT cards to purchase meals at approved restaurants.

One of the fast food chains that accept EBT cards in some locations is Church’s Chicken. However, it’s important to note that not all Church’s Chicken locations accept EBT payments, as participation in the RMP can vary by state and individual franchise agreements.

Other fast food chains that may accept EBT cards in certain areas include Subway, Papa Murphy’s, and Carl’s Jr. These chains have undergone the necessary approval process to participate in the RMP and provide meals to eligible individuals.

It’s worth mentioning that the acceptance of EBT cards at fast-food restaurants has been a topic of debate. Proponents argue that it provides easier access to food for those in need, while critics express concerns about the program’s potential for abuse and the promotion of unhealthy eating habits.

For more information on the Restaurant Meals Program and the participating fast food chains in your area, you can visit the official website of your state’s SNAP program.

Chains That Accept EBT

Why Church’s Chicken Doesn’t Accept EBT

While many fast food chains have started accepting EBT (Electronic Benefit Transfer) cards as a form of payment, Church’s Chicken has made the decision not to participate in this program.

There are a few reasons behind this decision, including nationwide corporate policy and issues with franchise locations.

Nationwide Corporate Policy

Church’s Chicken, as a nationwide chain, may have implemented a corporate policy that prohibits the acceptance of EBT cards. This decision is based on various factors, including the complexity of implementing and maintaining the necessary systems to process EBT transactions, as well as concerns about potential misuse of funds.

While Church’s Chicken acknowledges the importance of providing affordable food options for individuals and families in need, they have chosen to explore other avenues of community support instead.

It’s worth noting that Church’s Chicken is not alone in this decision. Many other fast-food chains have also opted out of accepting EBT cards due to similar concerns and limitations. Instead, these chains often focus on supporting local food banks, offering discounts to low-income individuals, or participating in other community outreach programs.

Issues with Franchise Locations

Another reason why Church’s Chicken doesn’t accept EBT cards is because of the challenges that arise with franchise locations. Church’s Chicken operates through a franchise model, meaning that individual owners and operators are responsible for their respective locations.

This decentralized structure can make it difficult to enforce consistent policies across all franchise locations, including the acceptance of EBT cards.

While some Church’s Chicken franchise locations may have the capability to accept EBT cards, it’s not a universal practice. The decision ultimately rests with each individual franchise owner, and they may have their own reasons for not participating in the EBT program.

It’s important to keep in mind that the policies and practices of individual franchise locations may vary.

Nearby EBT-Friendly Restaurant Alternatives

Checking Other Fast Food Chains

If Church’s Chicken does not accept EBT cards, there are several other fast food chains that may be EBT-friendly. One popular option is Subway, which offers a variety of sandwiches, salads, and sides that can be purchased using EBT.

Additionally, McDonald’s has started accepting EBT cards in select locations, allowing customers to enjoy their famous burgers and fries. Burger King is another fast food chain that may accept EBT, although it is best to check with individual locations to confirm their policy.

It’s important to note that not all fast food chains accept EBT cards, so it’s a good idea to call ahead or check their website to see if they have this option available. This can save you time and avoid any disappointment when you reach the counter.

Other Fast Food Chains

Trying Local Independent Restaurants

If you’re looking for a more unique dining experience, consider trying out local independent restaurants in your area. While these establishments may not always accept EBT cards, some may be willing to accommodate customers who rely on government assistance.

It never hurts to ask if they have any special arrangements or discounts available for EBT users.

Supporting local businesses not only allows you to enjoy delicious food but also contributes to the growth of your community. These restaurants often offer a wider range of menu options, including vegetarian, vegan, or gluten-free alternatives.

Exploring the local dining scene can be a great way to discover new flavors and support small business owners.

When searching for EBT-friendly restaurants, it’s helpful to utilize online resources such as the USDA Retailer Locator. This tool allows you to search for authorized SNAP retailers in your area, providing you with a list of potential dining options that accept EBT cards.

Tips for Affording Takeout on a Budget

While eating out and enjoying takeout can be a convenient and delicious option, it can also add up quickly and strain your budget.

However, there are ways to still enjoy the occasional treat without breaking the bank. Here are some tips for affording takeout on a budget.

Using Coupons and Discounts

One effective way to save money on takeout is by utilizing coupons and discounts. Many restaurants, including Church’s Chicken, offer special deals and promotions that can significantly reduce the cost of your meal.

Keep an eye out for coupons in local newspapers, online coupon websites, or even the restaurant’s own website or mobile app. By taking advantage of these discounts, you can enjoy your favorite takeout meals for less.

subway coupon

Ordering Only Eligible Items

When using an EBT card to pay for takeout, it’s important to remember that not all items on the menu may be eligible for purchase. EBT cards are typically only accepted for food items that are considered essential for a household’s nutrition.

This means that certain items, such as desserts or drinks, may not be covered. Before placing your order, double-check the menu or ask the restaurant staff to ensure that you are selecting eligible items that can be paid for with your EBT card.

Splitting the Bill with Friends

If you’re dining out with friends or family, consider splitting the bill to help reduce costs. This can be a great way to enjoy takeout without overspending. By dividing the total bill among multiple people, everyone can contribute a smaller amount and still indulge in their favorite dishes.

Not only does this help with affordability, but it also allows you to sample a wider variety of items from the menu.

By following these tips, you can enjoy the convenience and deliciousness of takeout while staying within your budget. Remember to take advantage of coupons and discounts, choose eligible items when using an EBT card, and consider splitting the bill with friends to make your takeout experience even more enjoyable.

Bon appétit!


We hope this article helped explain why you, unfortunately, can’t use EBT benefits at Church’s Chicken locations. Generally, the fast food chain does not accept SNAP EBT cards for meals nationwide, except in states that participate in the RMP.

While you won’t be able to enjoy Church’s fried chicken with your EBT card, check around for other quick-service restaurants in your area that may participate in state EBT restaurant meal programs. And be sure to take advantage of coupons, deals, and ordering tips to afford takeout if you’re sticking to a tight food budget.

With a bit of extra research, you can find affordable quick-bite options to satisfy your fried chicken craving using your EBT benefits!

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