Going to the gym and working out regularly is a great way to improve your health and fitness. However, maintaining a gym membership can be a financial burden for some people.
If you sign up for a Planet Fitness membership but can no longer afford the monthly payments, you may be wondering what consequences you’ll face if you stop paying.
If you’re short on time, here’s a quick answer to your question: If you don’t pay your Planet Fitness membership fees on time, you may be charged late fees, have your membership suspended or revoked, sent to collections, or sued by Planet Fitness for the balance owed.
In this comprehensive guide, we’ll explain everything that can happen if you fall behind on your Planet Fitness membership payments, including late fees, membership suspension, collections, and legal action.
We’ll also provide tips on how to cancel your Planet Fitness membership properly if you can no longer afford the fees.
Late Fees for Overdue Payments
Planet Fitness is known for its affordable membership options and user-friendly policies.
However, like any other business, it has certain rules in place to ensure timely payments from its members. If you fail to pay your Planet Fitness membership dues on time, you may be subject to late fees.
Initial $10-$20 Late Fee
If you miss your payment due date, Planet Fitness typically charges an initial late fee of $10 to $20. This fee is added to your next billing cycle and will appear on your next statement.
It’s important to note that this fee may vary depending on the location and terms of your membership agreement.
Additional $20 Charge After 30 Days
If your payment remains overdue for more than 30 days, Planet Fitness may impose an additional late fee of $20. This charge is meant to incentivize prompt payment and covers the costs associated with managing overdue accounts.
It’s crucial to address any payment issues as soon as possible to avoid incurring this fee.
Late Fees Continue Each Billing Cycle
If you continue to miss payments, Planet Fitness will assess late fees on each subsequent billing cycle until the outstanding balance is cleared. This means that if you fail to pay for multiple months, you may face multiple late fees. It’s important to stay on top of your payments to avoid accumulating additional charges.
It’s worth noting that Planet Fitness may also suspend or cancel your membership if you have a prolonged history of non-payment. This could result in the loss of access to their facilities and services until the outstanding balance is settled.
If you find yourself struggling to pay your Planet Fitness membership dues, it’s always best to reach out to their customer service team. They may be able to offer assistance or work out a payment plan to help you get back on track. Remember, communication is key when facing financial difficulties.
For more information on Planet Fitness’s late fees and payment policies, you can visit their official website.
Planet Fitness is known for its affordable and flexible gym memberships, but what happens if you don’t pay your dues? Let’s take a closer look at the consequences of missing payments and the potential suspension of your membership.
Suspension After Missing Payment
If you miss a payment for your Planet Fitness membership, the gym has the right to suspend your account. This means that you will temporarily lose access to the facilities and services provided by the gym.
It’s important to note that Planet Fitness typically gives its members a grace period before suspending their accounts. During this time, you may receive notifications and reminders to settle your outstanding payments.
According to the Planet Fitness website, if you have a monthly membership, your account will be suspended after 10 days of non-payment. For annual memberships, the suspension typically occurs after 30 days of non-payment.
It’s always best to reach out to Planet Fitness directly to understand their specific policies and any potential fees or penalties associated with late or missed payments.
Lose Access to Gym
When your Planet Fitness membership is suspended due to non-payment, you will temporarily lose access to the gym’s facilities. This means that you won’t be able to use the exercise equipment, attend fitness classes, or take advantage of any other amenities provided by the gym.
It’s important to settle your outstanding payments as soon as possible to avoid any disruption to your fitness routine.
Length of Suspension
The length of the suspension period for a Planet Fitness membership can vary depending on the specific circumstances and the terms of your membership agreement.
Generally, the suspension period lasts until you settle your outstanding payments and bring your account up to date. Once you have paid the necessary fees, your membership will be reinstated, and you can resume using the gym facilities.
It’s worth noting that Planet Fitness may charge a reactivation fee to reinstate your membership after a suspension due to non-payment. This fee is typically outlined in the membership agreement or the gym’s terms and conditions.
It’s always a good idea to review these documents carefully to understand the potential costs associated with missed payments and account suspensions.
Remember, communication is key. If you are facing financial difficulties or anticipate difficulties in making your membership payments, reach out to Planet Fitness as soon as possible. They may be able to work with you to find a solution that allows you to continue your fitness journey without disruption.
Collections and Legal Action
When you fail to pay your membership fees at Planet Fitness, several consequences may occur. These consequences can range from being sent to a collections agency to facing legal action.
It is important to understand the potential outcomes of not fulfilling your financial obligations to the gym.
Sent to Collections Agency
If you don’t pay your Planet Fitness membership fees, the gym may choose to send your account to a collections agency. This agency specializes in recovering outstanding debts on behalf of businesses.
Once your account is with a collections agency, they will likely contact you through letters, emails, and phone calls in an attempt to collect the unpaid balance.
Note: Planet Fitness has the right to report your unpaid balance to credit bureaus, which can negatively impact your credit score.
Lawsuit for Outstanding Balance
In some cases, Planet Fitness may decide to take legal action to recover the outstanding balance. If they pursue a lawsuit, you may be summoned to appear in court. It is crucial to take legal matters seriously and seek legal advice if necessary.
Failure to respond to a lawsuit can result in a default judgment against you, leading to further financial consequences.
Note: Lawsuits can be time-consuming, emotionally draining, and may result in additional fees and penalties if you are found liable for the unpaid balance.
Damage to Credit Score
One of the most significant consequences of not paying your Planet Fitness membership fees is the potential damage to your credit score. If Planet Fitness reports your unpaid balance to credit bureaus, it can have a negative impact on your creditworthiness.
This can make it more challenging for you to secure loans, credit cards, or even rent an apartment in the future.
Tip: It is crucial to monitor your credit report regularly and address any discrepancies or unpaid balances promptly to mitigate the damage to your credit score.
Cancelling Your Planet Fitness Membership
When it comes to cancelling your Planet Fitness membership, there are a few different options available to you.
Whether you’re moving to a new area, no longer have the time to make it to the gym, or simply want to explore other fitness options, it’s important to understand the cancellation process.
Cancel in Person
To cancel your Planet Fitness membership in person, you’ll need to visit your local gym and speak to a staff member at the front desk. They will guide you through the cancellation process and ensure that all necessary paperwork is completed.
It’s recommended to bring your membership card and any relevant identification to expedite the process.
Note: It’s important to cancel your membership well in advance of your next billing cycle to avoid any additional charges.
Cancel by Certified Mail
If you are unable to cancel your Planet Fitness membership in person, another option is to send a cancellation request by certified mail. This provides proof of delivery and ensures that your request is officially documented.
Be sure to include your full name, membership number, and contact information in the letter. You can find the address to send your cancellation request on the Planet Fitness website or by contacting their customer service.
Remember: Keep a copy of the cancellation letter and the certified mail receipt for your records.
Stop Payment on Bank Account
Another way to cancel your Planet Fitness membership is to stop payment on your bank account. This should only be used as a last resort, as it may result in additional fees or negative marks on your credit report. It’s important to contact your bank and explain the situation before taking this step.
They will guide you through the process and advise you on any potential consequences.
Pro Tip: Before cancelling your Planet Fitness membership, consider speaking with a staff member or manager at your local gym. They may be able to offer alternative solutions or address any concerns you may have, helping you make a more informed decision.
Cancelling your Planet Fitness membership doesn’t have to be a complicated process. By following the correct procedure, whether in person, by certified mail, or through your bank, you can ensure a smooth cancellation experience.
Remember to read the terms and conditions of your membership agreement for any specific requirements or fees associated with cancellation.
Getting behind on paying your Planet Fitness membership fees can lead to late fees, suspension of membership privileges, collections, and even legal action.
The best way to avoid these outcomes is to cancel your membership properly if you can no longer afford the monthly payments.
Be sure to cancel in person, by certified mail, or by stopping payments through your bank. This will prevent additional charges from accumulating.
With the proper cancellation process, you can avoid having to pay more money to Planet Fitness if you can’t keep up with the monthly membership costs.