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Where Can I Buy Seeds Online With Ebt?

For gardening enthusiasts and home growers using food stamp benefits, buying seeds online with an EBT card can help stretch your budget.

However, finding retailers that accept EBT for online seed purchases requires some savvy shopping.

If you’re short on time, here’s a quick answer: Besides major retailers that take EBT online, some independent seed companies and smaller shops do accept EBT/SNAP benefits for online seed orders.

In this article, we will explore where you can buy seeds online with an EBT card.

EBT Card Use for Online Purchases

Electronic Benefit Transfer (EBT) cards are a convenient way for individuals and families in need to purchase food and other necessities.

Traditionally, EBT cards could only be used in physical stores, but in recent years, there has been a push to expand the use of EBT cards for online purchases. This allows individuals to shop for groceries and other essential items from the comfort of their own homes, saving time and effort.

Online Purchases

EBT Cards Accepted at Approved Online Retailers

While not all online retailers accept EBT cards, there are a growing number of approved retailers that do.

One of the most well-known options is Amazon, which offers a wide range of products, including seeds, that can be purchased with an EBT card.

Additionally, there are other online grocery delivery services, such as FreshDirect and Walmart Grocery, that also accept EBT cards for payment

These retailers provide a convenient way for individuals to access fresh produce and other food items.

It’s important to note that not all online retailers accept EBT cards, so it’s essential to check the accepted payment methods before making a purchase.

Additionally, some retailers may have specific restrictions or requirements for EBT card use, so it’s crucial to familiarize yourself with the guidelines before placing an order.

Limited to Select States and Stores

While the option to use EBT cards for online purchases is available in many states, it is not yet universally accepted.

The ability to use EBT cards online is determined by individual state agencies and their partnerships with online retailers. Therefore, it’s essential to check with your state’s EBT program or visit their official website to determine if online purchasing is an option for you.

Furthermore, even if online purchasing with EBT cards is available in your state, it may be limited to specific stores or retailers. Some states have partnered with specific online grocery delivery services, while others have more extensive options.

It’s essential to research and identify the authorized retailers in your area to ensure you have access to the products you need.

Retailers That Take EBT Online

For individuals who rely on the Supplemental Nutrition Assistance Program (SNAP) and are looking to buy seeds online, it is important to note that major retailers such as Walmart and Amazon have currently been accepting EBT as a payment method for online purchases.

Walmart, Amazon, and Target

Walmart, one of the largest retailers in the world, allows EBT cardholders to use their benefits to purchase eligible food items. Fortunately, this option is now available for online purchases, including seeds. 

Similarly, Amazon, the popular online marketplace, now accepts EBT cards for online transactions of EBT-eligible items, including the purchase of seeds

Target also accepts EBT for online purchases, including seeds.

These retailers offer a variety of products, including gardening supplies. Customers can use their EBT cards to purchase these EBT-eligible items online.

walmart online

It is always recommended to check the specific policies of each retailer before making a purchase to ensure that EBT is accepted as a payment method, especially for online transactions.

Some Retailers Don’t Take EBT Online

While some retailers sell seeds in-store and allow online purchases, there are still retailers that do not offer the availability of EBT cards as a payment method for online purchases.

These retailers may offer a wide range of products online, including seeds, and buyers can use their EBT for the purchase of eligible food items.

Home Depot – No EBT for Seeds

Other retailers, like Home Depot, do not accept EBT for online purchases, including seeds.

While these retailers offer a variety of products, including gardening supplies, customers using EBT will need to visit their physical stores to make eligible purchases.

For individuals looking to buy seeds online using EBT, it may be beneficial to explore smaller, local seed companies or agricultural supply stores. These smaller businesses may offer the option to pay with EBT for online seed purchases, providing a more accessible option for SNAP participants.

Check Smaller Online Seed Stores

When it comes to buying seeds online with EBT, it’s important to explore smaller online seed stores. While larger retailers may not accept EBT/SNAP for online orders, smaller stores often cater to a more diverse customer base and offer this payment option.

These smaller stores are often passionate about supporting sustainable agriculture and providing access to healthy food options for everyone.

Some Take EBT/SNAP for Online Orders

Many smaller online seed stores understand the importance of accessibility and accept EBT/SNAP for online orders. They recognize that gardening can be a cost-effective way to grow your own food and supplement your grocery budget.

By accepting EBT/SNAP, these stores are helping individuals and families on government assistance programs to access quality seeds and start their own gardens.

See Store’s Payment Policies

Before making a purchase, it’s important to check the payment policies of the online seed store you’re interested in. Some stores may not explicitly state whether they accept EBT/SNAP, but they may have alternative payment options or offer discounts for low-income individuals.

Look for information on their website’s payment page or contact their customer service for clarification.

Additionally, it’s worth mentioning that not all states allow the use of EBT/SNAP for online purchases. It’s essential to be aware of your state’s specific regulations and restrictions regarding this payment method.

Taking the time to research and find smaller online seed stores that accept EBT/SNAP can make a significant difference in your gardening journey.

Other Ways to Get Seeds

If you are looking to buy seeds online but don’t have access to a credit card or PayPal, there are alternative options available.

Here are a couple of other ways to get seeds using your EBT card:

In-Person Shopping with EBT Card

While online shopping provides convenience, many local stores and nurseries also accept EBT cards for purchasing seeds. This allows you to support local businesses and have a more hands-on experience when selecting your seeds.

Simply visit your nearest garden center or farmer’s market and inquire if they accept EBT payments. It’s a great way to connect with the gardening community in your area and get personalized advice from knowledgeable staff.

Note: Not all garden centers or farmer’s markets accept EBT, so it’s a good idea to call ahead and confirm their payment options before visiting.

In-Person Shopping

Seed Swaps and Libraries

Another fantastic way to obtain seeds without purchasing them online is through seed swaps and seed libraries. These community-based initiatives allow gardeners to exchange seeds they have saved from their own plants.

Seed swaps often take place at local events, gardening clubs, or even online forums. They provide an opportunity to meet fellow gardeners, share knowledge, and acquire seeds for your own garden.

Seed libraries, on the other hand, are physical or virtual spaces where individuals can borrow seeds, grow their plants, and return a portion of the harvested seeds for others to use. These libraries are often found in public libraries or community centers and are a great resource for gardeners who want to experiment with different varieties without committing to purchasing seeds.

Tip: Check with your local library or community center to see if they have a seed library or if they host any seed swap events. It’s a fun and cost-effective way to diversify your garden!

Maximize Gardening with Food Stamps

Gardening can be a great way to save money and provide nutritious food for your family. If you receive benefits through the Supplemental Nutrition Assistance Program (SNAP) and are wondering where you can buy seeds online with your EBT card, you’re in luck!

There are several options available that allow you to use your food stamps to purchase seeds and other gardening supplies.

Grow Nutritious and Affordable Food

One of the main benefits of gardening with food stamps is the ability to grow your own nutritious and affordable food.

By purchasing seeds online with your EBT card, you can start a garden and have access to fresh produce throughout the growing season. This can help stretch your food budget and provide your family with a variety of fruits and vegetables.

There are online retailers that specifically cater to SNAP recipients, offering a wide selection of seeds that can be purchased with EBT. These retailers often provide information on how to grow different types of plants, making it easier for beginners to get started.

Some even offer discounts or promotions for EBT users, making it even more affordable to start your own garden.

Grow Nutritious and Affordable Food

Preserve and Store Your Harvest

Once you’ve grown your own food, it’s important to know how to preserve and store your harvest to enjoy throughout the year.

Canning, freezing, and dehydrating are common methods of preserving fruits and vegetables. By learning these techniques, you can make the most of your garden and reduce food waste.

There are many online resources available that provide step-by-step instructions on how to preserve and store your harvest. Websites like The Spruce Eats and Food Network offer guides and recipes for canning, freezing, and dehydrating various types of produce.

These resources can help you become more self-sufficient and save money on groceries.


While some retailers don’t accept EBT for online seed purchases, some major retailers, like Amazon, Walmart, and Target, as well as smaller independent shops, will take EBT/SNAP for online orders.

Check store policies closely, and utilize your EBT card wisely at local stores. With some savvy shopping, you can stock up on seeds to grow your own affordable food.

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