Does Schwan’S Take Ebt? Here’S What You Need To Know

If you rely on food assistance benefits like SNAP or EBT to feed yourself and your family, you may be wondering if you can use those benefits to pay for groceries and meal delivery from Schwan’s. This is an important question for many low-income households trying to access nutritious and convenient food options.

If you’re short on time, here’s a quick answer to your question: Schwan’s does accept EBT and SNAP benefits as payment for eligible food items delivered to your home in 49 U.S. states. However, some restrictions apply in terms of what specific products qualify and how the EBT payment process works with Schwan’s drivers.

In this comprehensive guide, we’ll explain everything you need to know about using EBT and food stamps for Schwan’s grocery delivery. You’ll learn about which states allow EBT for Schwan’s, how to place a Schwan’s order with EBT benefits, what food items are eligible, EBT restrictions, and tips for making the most of your food assistance funds when ordering from Schwan’s.

Background on Schwan’s Home Delivery

Schwan’s Home Delivery is a renowned company that has been providing convenient frozen food delivery services for over 65 years. The company was founded in 1952 by Marvin Schwan, who started by delivering ice cream to his rural neighbors in Minnesota using a single truck.

Since then, Schwan’s has grown into a nationwide operation, delivering a wide range of frozen foods, pantry items, and prepared meals directly to customers’ doors.

Home Delivery

Brief history and overview of the Schwan’s company and business model

What began as a small ice cream delivery service has evolved into a comprehensive home delivery system. Schwan’s utilizes a unique business model that sets it apart from traditional grocery stores. Instead of operating brick-and-mortar stores, Schwan’s focuses on home delivery, allowing customers to conveniently order and receive high-quality frozen foods without leaving their homes.

Schwan’s offers a vast selection of frozen food options, ranging from classic ice creams and desserts to a wide variety of meats, vegetables, pizzas, and appetizers. The company prides itself on providing restaurant-quality meals and convenience, with many items pre-prepared and ready to heat and serve.

Types of frozen foods, pantry items, and prepared meals offered for delivery by Schwan’s

When it comes to the types of food available for delivery, Schwan’s has something for everyone. Customers can choose from a range of frozen fruits and vegetables, providing a convenient way to incorporate healthy options into their meals.

The company also offers a variety of meats, including beef, chicken, pork, and seafood, allowing customers to create delicious and nutritious meals at home.

In addition to the basics, Schwan’s also offers a wide selection of prepared meals and pantry items. From comforting classics like lasagna and macaroni and cheese to international cuisine options like stir-fry and enchiladas, Schwan’s has a diverse menu to satisfy different tastes and dietary preferences.

For those who prefer to stock up on pantry staples, Schwan’s offers a selection of pantry items such as frozen pizzas, snacks, appetizers, and desserts. This variety ensures that customers have everything they need to create delicious meals and snacks in the comfort of their own homes.

Geographic areas served by Schwan’s delivery trucks in the continental U.S.

Schwan’s delivery trucks serve a wide range of geographic areas across the continental United States. The company has built an extensive network of routes and distribution centers to ensure timely and efficient delivery to customers in various regions.

While specific delivery areas may vary, Schwan’s is committed to reaching as many customers as possible. To determine if Schwan’s delivers to your area, you can visit their official website and enter your zip code to check availability.

The website also provides a comprehensive list of delivery locations and detailed information on delivery schedules and options.

Schwan's delivery trucks

Does Schwan’s Accept EBT/Food Stamps?

Schwan’s, a popular food delivery service, accepts EBT (Electronic Benefit Transfer) or food stamps as a form of payment in most states. This allows individuals and families who rely on government assistance programs to conveniently purchase food from Schwan’s without the need for cash or credit cards.

However, it’s important to note that the availability of EBT payment may vary depending on the state you reside in.

49 states allow EBT payment for Schwan’s delivery

In 49 out of the 50 states in the United States, Schwan’s accepts EBT payments for their food delivery services. This means that if you are living in the majority of states, you can use your EBT card to pay for your Schwan’s order.

This provides a convenient and accessible option for individuals and families who rely on food stamps for their grocery needs.


Hawaii does not participate in Schwan’s EBT program

Unfortunately, the state of Hawaii does not currently participate in Schwan’s EBT program. This means that if you are a resident of Hawaii and rely on food stamps, you will not be able to use your EBT card to make purchases from Schwan’s.

However, it’s worth noting that there may be other local food delivery services in Hawaii that accept EBT payments.

Both SNAP and cash benefits can be used for food purchases

Whether you receive SNAP (Supplemental Nutrition Assistance Program) benefits or cash benefits, you can use both forms of assistance to purchase food from Schwan’s. This provides flexibility for individuals and families who may have a combination of SNAP benefits and cash assistance.

By accepting both forms of payment, Schwan’s aims to make their food delivery services accessible to as many people as possible.

How to Order From Schwan’s with EBT

Call to place an order and provide EBT card info over the phone

If you have an EBT card and would like to order from Schwan’s, you can do so by calling their customer service hotline. The friendly representatives will guide you through the ordering process and assist you in providing your EBT card information over the phone.

This convenient method allows you to easily place your order without the need for any online transactions or visits to a physical store.

EBT card must be presented to pay upon delivery

When your order from Schwan’s is delivered to your doorstep, it’s important to have your EBT card ready for payment. The Schwan driver will require you to present your EBT card to complete the transaction.

This ensures that the payment is made securely and that your EBT benefits are properly applied to your purchase. Remember to keep your EBT card accessible and in good condition to avoid any inconvenience during the delivery process.

EBT card must be presented

Schwan’s drivers can process EBT transactions manually

Schwan’s understands the importance of providing a seamless EBT payment experience for its customers. Their drivers are equipped with the necessary tools and training to manually process EBT transactions.

This means that even if you don’t have access to a physical card reader, you can still use your EBT card to pay for your Schwan’s order. The drivers will handle the transaction on their end, ensuring a hassle-free and convenient payment process.

Online ordering is not available with the EBT payment method

While Schwan’s offers the convenience of online ordering for most payment methods, it’s important to note that EBT is not currently accepted for online purchases. This means that if you prefer to place your Schwan’s order online, you will need to choose an alternative payment method.

However, with the option to order over the phone and pay upon delivery, you can still enjoy the wide variety of delicious Schwan’s products that are available.

What Foods Can You Buy from Schwan’s with EBT?

If you’re wondering what types of foods you can buy from Schwan’s using your EBT card, you’ll be happy to know that there is a wide variety of options available. Schwan’s offers a range of EBT-eligible items that you can purchase to provide nutritious meals for yourself and your family.

Here are some of the key items that you can buy from Schwan’s with your EBT card:

EBT-eligible items include frozen meat, veggies, prepared meals, bread, milk, cheese, etc.

When shopping with your EBT card at Schwan’s, you can purchase a variety of frozen meat options, including chicken, beef, and seafood. This allows you to easily stock up on protein-rich foods that can be used in a variety of recipes.

Additionally, Schwan’s offers a selection of frozen vegetables, making it convenient to add nutritious side dishes to your meals.

If you’re looking for quick and easy meal options, Schwan’s also offers a range of prepared meals that are EBT-eligible. These meals are pre-made and can be easily heated up, providing you with a convenient and delicious option for lunch or dinner.

When it comes to staple grocery items, Schwan’s has you covered. You can use your EBT card to purchase items like bread, milk, cheese, and other essential pantry items. This allows you to easily stock up on the basics and ensure that you have everything you need to create wholesome and satisfying meals.


Ineligible items: cleaning supplies, paper products, OTC medicines, pet foods, etc.

While Schwan’s offers a wide range of food items that are eligible for purchase with EBT, it’s important to note that there are some items that are not covered. These include non-food items such as cleaning supplies, paper products, over-the-counter medicines, and pet foods.

It’s important to keep this in mind when shopping with your EBT card at Schwan’s.

Check Schwan’s website for specifics on what SNAP covers

If you have any questions about what specific items are covered by SNAP benefits at Schwan’s, it’s always a good idea to check their website for more information.

Schwan’s provides detailed information on their website about which products are eligible for purchase with EBT, making it easy for you to plan your shopping accordingly.

Staple grocery items are typically included, along with many frozen foods

When it comes to using your EBT card at Schwan’s, you’ll find that staple grocery items are typically included. This means that you can use your benefits to purchase items like fruits, vegetables, grains, dairy products, and meats.

Additionally, you’ll find a wide selection of frozen foods that are eligible for purchase with EBT, providing you with convenient options for quick and easy meals.

Schwan’s EBT Policies and Restrictions

If you rely on the Supplemental Nutrition Assistance Program (SNAP) benefits provided by the government, you may be wondering if you can use your Electronic Benefits Transfer (EBT) card to make purchases at Schwan’s. Here’s what you need to know about Schwan’s EBT policies and restrictions.

Minimum order amount may be required (varies by state)

While Schwan’s does accept EBT as a form of payment, it’s important to note that there may be a minimum order amount requirement. This requirement can vary from state to state, so it’s best to check with Schwan’s or the official SNAP website for the specific requirements in your area.

By meeting the minimum order amount, you can ensure that your EBT benefits can be used for your Schwan’s purchase.

EBT benefits can only be used for food purchases

EBT benefits are intended to help individuals and families purchase food items. At Schwan’s, EBT benefits can only be used for food purchases, including frozen meals, fruits, vegetables, and other grocery items.

Non-food items, such as paper products or cleaning supplies, cannot be purchased with EBT benefits. It’s important to keep this restriction in mind when shopping at Schwan’s or any other retailer that accepts EBT.

Sales tax must be paid separately in cash

When using your EBT card at Schwan’s, you will need to pay any applicable sales tax separately, and this must be done in cash. EBT benefits cannot be used to cover the cost of sales tax. To complete your purchase, you will need to have cash on hand to pay for any sales tax owed.

This is an important detail to remember to avoid any confusion or issues at the checkout.

EBT purchases are limited to SNAP monthly balance

Lastly, it’s important to note that your EBT purchases at Schwan’s are limited to the balance available on your SNAP account for the current month. It’s essential to keep track of your remaining balance to ensure that you do not exceed it when making purchases.

Exceeding your SNAP monthly balance may result in the need to pay the difference with another form of payment.

For more detailed information about Schwan’s EBT policies and restrictions, you can visit the official SNAP website at or contact Schwan’s customer service directly.

Tips for Using EBT with Schwan’s

If you are a recipient of the Supplemental Nutrition Assistance Program (SNAP) benefits and are wondering if Schwan’s accepts EBT, you’re in luck! Schwan’s is one of the many retailers that accept EBT as a form of payment.

Here are some tips to help you make the most of your EBT benefits when shopping with Schwan’s.

Look for discounts and special offers

One great way to stretch your EBT benefits is to keep an eye out for discounts and special offers. Schwan’s often runs promotions that can help you save money on your purchases. By taking advantage of these deals, you can get more value for your EBT dollars.

Be sure to check their website or sign up for their newsletter to stay updated on any current promotions.

Stick to basic staples and proteins for the most value

When using your EBT benefits at Schwan’s, it’s a good idea to focus on purchasing basic staples and proteins. These types of items tend to provide the most value for your money.

Whether you’re looking for frozen vegetables, meats, or pantry staples, Schwan’s offers a variety of options that can help you create nutritious and satisfying meals for you and your family.

Stick to basic staples and proteins

Split payment between EBT and another payment method

If you find that your EBT balance is not enough to cover your entire Schwan’s order, don’t worry. Schwan’s allows you to split your payment between your EBT card and another payment method, such as a credit or debit card.

This flexibility allows you to still enjoy the convenience of Schwan’s delivery service while using your EBT benefits to help offset the cost.

Pool EBT benefits with others to meet order minimums

Some Schwan’s orders may have minimum spending requirements for delivery. If you’re having trouble meeting these minimums with your EBT benefits alone, consider pooling your resources with friends or family members who also receive EBT benefits.

By combining your EBT benefits, you can reach the order minimum and enjoy the convenience of Schwan’s delivery service.


In summary, Schwan’s does accept EBT and SNAP benefits for home grocery delivery in most U.S. states. While some restrictions apply, this can be a valuable option for low-income households to conveniently access frozen foods, pantry staples, and other groceries covered by their food assistance benefits.

With a bit of planning and smart shopping, families can take advantage of Schwan’s EBT acceptance to stretch their food budget and feed their families nutritious meals. Hopefully, this guide provides helpful information for anyone considering using SNAP with Schwan’s delivery.

The approval and implementation of Schwan’s EBT and SNAP payment program opens up access to delivery groceries for many households in need. Taking the time to understand the policies, from EBT eligibility requirements to order minimums, can help ensure a smooth EBT ordering and delivery process with Schwan’s.

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